Last Updated
1 hours ago
About Panama City Housing Authority
The Panama City Housing Authority (PHA Code: FL018) serves Panama City, Bay County, Florida. This authority manages approximately 1,183 assisted housing units, comprising 723 Housing Choice Vouchers (HCV) and 460 Public Housing units.
The programs offered include Housing Choice Vouchers (HCV), Project-Based Vouchers (PBV), and Public Housing. Currently, all waiting lists for these programs are closed, and the Panama City Housing Authority is not accepting new applications.
Prospective applicants should be aware of income guidelines. For instance, a family of four considered very low income in the Panama City, FL HUD Metro FMR Area must have an annual income of $47,050 or less to be eligible for assistance.
Other Programs
3 programsThese programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.
Contact administrator for more information.
The project-based voucher waitlist opening for 100 applicants on April 2, 2026, has been filled.
All waitlists are currently closed and applications are not being accepted.
Status History
Official Application
Contact Panama City Housing Authority directly at (850) 769-5278 to request an application. Applications are always free — never pay anyone to apply on your behalf.
Contact the housing authority directly for application information.
WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING
Contact Information
Important Notices
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Waiting lists can close without notice once a specific number of applications is reached.
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Ensure your contact information is always up to date with the PHA to avoid being removed from the list.
How to Apply at Panama City Housing Authority
Check Current Status
All 3 waiting lists at Panama City Housing Authority are currently closed. Lists typically open with short notice — sometimes as little as 48 hours. The status at the top of this page is updated nightly.
Gather Required Documents
For Section 8 voucher programs at Panama City Housing Authority, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $47,050/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.
Submit Your Application
Contact Panama City Housing Authority directly at (850) 769-5278 to request an application. Applications are always free — never pay anyone to apply on your behalf.
After You Apply
Once accepted onto the waiting list at Panama City Housing Authority, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Panama City Housing Authority manages approximately 1,183 assisted housing units (723 Section 8, 460 Public Housing), and wait times depend on turnover and demand in Panama City. You will be notified when your name reaches the top of the list for eligibility verification.
Programs at Panama City Housing Authority
HCV Housing Choice Voucher (Section 8) closed
The Housing Choice Voucher program at Panama City Housing Authority provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Panama City. This program serves approximately 723 households. Vouchers are portable — you can take them with you if you move to a different city or state.
PBV Project-Based Voucher closed
Project-Based Vouchers at Panama City Housing Authority are attached to specific apartment complexes or units in Panama City. Unlike the standard Housing Choice Voucher, PBV assistance stays with the property — not with you. However, after one year of occupancy, you may request a standard portable voucher. PBV waitlists often move faster because fewer applicants know about them.
Public Housing Public Housing closed
Public Housing units at Panama City Housing Authority are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Panama City Housing Authority manages approximately 460 Public Housing units in Panama City. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.
Frequently Asked Questions
Is applying at Panama City Housing Authority free?
How long is the wait at Panama City Housing Authority?
Can I apply to other housing authorities while on this waitlist?
How do I contact Panama City Housing Authority?
What are the income limits for Panama City Housing Authority?
Panama City Housing Authority Income Limits
Income limits for programs at the Panama City Housing Authority are based on the Area Median Income (AMI) for Panama City, FL HUD Metro FMR Area. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $47,050. Limits are set annually by HUD and vary by household size.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $19,800 | $32,950 | $52,750 |
| 2 Persons | $22,600 | $37,650 | $60,250 |
| 3 Persons | $26,650 | $42,350 | $67,800 |
| 4 Persons | $32,150 | $47,050 | $75,300 |
| 5 Persons | $37,650 | $50,850 | $81,350 |
| 6 Persons | $43,150 | $54,600 | $87,350 |
| 7 Persons | $48,650 | $58,350 | $93,400 |
| 8 Persons | $54,150 | $62,150 | $99,400 |
What do these income limits mean?
Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.
Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.
Nearby Housing Authorities
Applying to multiple housing authorities increases your chances of receiving assistance. These PHAs are closest to Panama City Housing Authority — including across state lines.