Idaho Housing and Finance Association

Boise, Idaho

Last Updated

23 hours ago

About Idaho Housing and Finance Association

Idaho Housing and Finance Association (IHFA), with PHA Code ID901, is situated in Boise, Ada County, Idaho. This organization manages approximately 4,017 assisted housing units, primarily through Housing Choice Vouchers.

IHFA currently has open waitlists for its Housing Choice Voucher (HCV) program and the Mainstream program. Both of these programs recently changed status from unknown to open, providing new opportunities for applicants. Other programs, such as Public Housing, are currently closed.

Applicants should note that income limits apply. For instance, a family of four in the Boise City, ID HUD Metro FMR Area must meet the Very Low Income limit, which is $53,500 per year. IHFA aims to provide rental assistance to eligible low-income individuals and families.

Section 8 Housing Choice Voucher (HCV) Waitlist

Status

open

How to Apply

Online

Accepting applications — no deadline
Open until further notice
Open Now
Apply Now — Official Portal

Additional Notes

The waiting list time can vary from several months to more than two years. Preferences include families with children or disabled/elderly heads of household, federal disaster victims, non-elderly disabled members, and those with terminal illness. Eligibility is based on HUD income guidelines.

View original notice — idahohousing.com

Mainstream Voucher Waitlist

Status

open

How to Apply

Referral

Additional Notes

Available through a referral process rather than traditional application. Targets non-elderly disabled members and their families who are homeless, at-risk of homelessness, transitioning out of an institution, or at-risk of being institutionalized. Applications come through Continuum of Care (CoC) Coordinated Entry Access Point Agencies and Idaho Health and Welfare.

View original notice — idahohousing.com

Other Programs

3 programs

These programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.

Public Housing
Closed

Idaho Housing and Finance Association's Public Housing waiting list is currently closed.

This waitlist is currently closed. It is monitored nightly — you'll be alerted when it reopens.
Project-Based Voucher (PBV)
Pending

Project-Based Vouchers are tied to specific housing units rather than following the tenant. Landlords or developers partner with the housing authority to reserve units for eligible low-income families. Unlike tenant-based HCV vouchers, PBV assistance stays with the unit if the tenant moves.

No active waitlist information currently available. This program is monitored nightly — you'll be alerted when openings are detected.
Rental Assistance Demonstration (RAD)
Pending

The Rental Assistance Demonstration program converts Public Housing units to project-based assistance, allowing housing authorities to leverage private funding for property rehabilitation while preserving long-term affordability for residents.

No active waitlist information currently available. This program is monitored nightly — you'll be alerted when openings are detected.

Status History

Mainstream Opened Feb 27, 2026
HCV Opened Feb 18, 2026

Official Application

Apply directly through the official Idaho Housing and Finance Association portal. Applications are free — never pay anyone to apply on your behalf.

Go to Official Site

WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING

Contact Information

Address 565 W Myrtle St
City Boise, ID 83702
PHA Code ID901
Section 8 Units 4,017

Important Notices

  • Waiting lists can close without notice once a specific number of applications is reached.

  • Ensure your contact information is always up to date with the PHA to avoid being removed from the list.

How to Apply at Idaho Housing and Finance Association

1

Check Current Status

Idaho Housing and Finance Association currently has 2 open waiting lists (HCV, Mainstream). Application windows can close with little notice, so apply as soon as possible.

2

Gather Required Documents

For Section 8 voucher programs at Idaho Housing and Finance Association, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $53,500/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.

3

Submit Your Application

Apply directly through the official Idaho Housing and Finance Association portal. Applications are free — never pay anyone to apply on your behalf. If applying online, take a screenshot of your confirmation page for your records.

4

After You Apply

Once accepted onto the waiting list at Idaho Housing and Finance Association, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Idaho Housing and Finance Association manages approximately 4,017 assisted housing units (4,017 Section 8), and wait times depend on turnover and demand in Boise. You will be notified when your name reaches the top of the list for eligibility verification.

Programs at Idaho Housing and Finance Association

HCV Housing Choice Voucher (Section 8) open

The Housing Choice Voucher program at Idaho Housing and Finance Association provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Boise. This program serves approximately 4,017 households. Vouchers are portable — you can take them with you if you move to a different city or state.

Mainstream Mainstream Voucher open

Mainstream Vouchers at Idaho Housing and Finance Association are specifically designated for non-elderly individuals with disabilities. These vouchers work like standard HCVs but are reserved for this population and often have separate, shorter waitlists.

Public Housing Public Housing closed

Public Housing units at Idaho Housing and Finance Association are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.

PBV Project-Based Voucher closed

Project-Based Vouchers at Idaho Housing and Finance Association are attached to specific apartment complexes or units in Boise. Unlike the standard Housing Choice Voucher, PBV assistance stays with the property — not with you. However, after one year of occupancy, you may request a standard portable voucher. PBV waitlists often move faster because fewer applicants know about them.

RAD Rental Assistance Demonstration closed

The Rental Assistance Demonstration program at Idaho Housing and Finance Association converts Public Housing units to project-based assistance with long-term contracts. RAD units in Boise maintain the same resident protections as Public Housing while enabling capital improvements to the properties.

Frequently Asked Questions

Is applying at Idaho Housing and Finance Association free?
Yes. Applying for any federally-funded housing assistance program is always free. Idaho Housing and Finance Association administers 5 programs (HCV, Mainstream, Public Housing, PBV, RAD) — none of which charge an application fee. If any website or person asks you to pay money to apply, it is a scam. Always apply directly through the housing authority's official portal or in person at their office at 565 W Myrtle St, Boise, ID.
How long is the wait at Idaho Housing and Finance Association?
Wait times at Idaho Housing and Finance Association depend on demand in Boise, funding levels, and your priority status. With approximately 4,017 assisted housing units, turnover determines how quickly the list moves. The most recent status change we tracked was on February 27, 2026 when the Mainstream list changed from "unknown" to "open." Families with children, elderly applicants, and disabled individuals may receive priority placement. Contact Idaho Housing and Finance Association directly for current estimated wait times.
Can I apply to other housing authorities while on this waitlist?
Yes. There is no limit to the number of housing authority waiting lists you can join simultaneously. There are 5 other housing authorities within 100 miles of Idaho Housing and Finance Association, including Boise City Housing Authority (2 mi), Ada County Housing Authority (2 mi), Nampa Housing Authority (17 mi). Applying to multiple PHAs in Idaho and neighboring states is strongly recommended to increase your chances. Browse all housing authorities in Idaho.
How do I contact Idaho Housing and Finance Association?
You can reach Idaho Housing and Finance Association by phone at (208) 331-4700. Their office is located at 565 W Myrtle St, Boise, ID 83702. You can also email them at craigs@ihfa.org. Office hours may vary — call ahead to confirm.
What are the income limits for Idaho Housing and Finance Association?
Income limits for Idaho Housing and Finance Association are set by HUD based on the Area Median Income for Boise City, ID HUD Metro FMR Area (currently $108,800). For a family of four, the Very Low Income limit (50% AMI) is $53,500. Most Section 8 and Public Housing programs require your household income to be at or below this level. See the full income limits table below.

Idaho Housing and Finance Association Income Limits

Income limits for programs at the Idaho Housing and Finance Association are based on the Area Median Income (AMI) for Boise City, ID HUD Metro FMR Area. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $53,500. Limits are set annually by HUD and vary by household size.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $22,500 $37,450 $59,950
2 Persons $25,700 $42,800 $68,500
3 Persons $28,900 $48,150 $77,050
4 Persons $32,150 $53,500 $85,600
5 Persons $37,650 $57,800 $92,450
6 Persons $43,150 $62,050 $99,300
7 Persons $48,650 $66,350 $106,150
8 Persons $54,150 $70,650 $113,000
Source: HUD FY 2025 Income Limits Area Median Income: $108,800 Effective April 1, 2025
What do these income limits mean?

Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.

Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.