Effingham County Housing Authority

Effingham, Illinois

Last Updated

21 hours ago

About Effingham County Housing Authority

The Effingham County Housing Authority (PHA Code IL062) is located in Effingham, Effingham County, Illinois. This authority manages approximately 104 assisted housing units and currently has open waitlists for its Housing Choice Voucher (HCV) program and Public Housing program.

The Housing Choice Voucher program assists eligible low-income families, the elderly, and persons with disabilities to afford decent, safe, and sanitary housing in the private market. The Public Housing program provides affordable rental housing for eligible low-income families, the elderly, and persons with disabilities.

Applicants need to meet specific income guidelines. For a family of four in the Effingham County area, the Very Low Income limit is currently $50,600 per year. Income limits vary based on household size and are subject to change, so prospective applicants should confirm the most current requirements directly with the Effingham County Housing Authority.

Section 8 Housing Choice Voucher (HCV) Waitlist

Status

open

Open Date

Mar 1, 2026

How to Apply

Phone

Accepting applications — no deadline
Open until further notice
Open Now

Additional Notes

The Voucher Programs department is accepting pre-applications; contact the Housing Authority directly for details.

Public Housing Waitlist

Status

open

How to Apply

In-person

Additional Notes

Applications are accepted for families and elderly disabled individuals; applicants must hand-deliver completed applications with required documents. Families with children, elderly applicants, and disabled individuals may receive priority placement.

Status History

HCV Opened Mar 1, 2026
HCV unknown Feb 23, 2026
HCV Opened Feb 19, 2026
HCV unknown Feb 18, 2026

Official Application

Contact Effingham County Housing Authority directly at (217) 342-3520 to request an application. Applications are always free — never pay anyone to apply on your behalf.

Contact the housing authority directly for application information.

WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING

Contact Information

Address 215 N Banker St
City Effingham, IL 62401
PHA Code IL062
Public Housing Units 104

Important Notices

  • Waiting lists can close without notice once a specific number of applications is reached.

  • Ensure your contact information is always up to date with the PHA to avoid being removed from the list.

How to Apply at Effingham County Housing Authority

1

Check Current Status

Effingham County Housing Authority currently has 2 open waiting lists (HCV, Public Housing). Application windows can close with little notice, so apply as soon as possible.

2

Gather Required Documents

For Section 8 voucher programs at Effingham County Housing Authority, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $50,600/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.

3

Submit Your Application

Contact Effingham County Housing Authority directly at (217) 342-3520 to request an application. Applications are always free — never pay anyone to apply on your behalf.

4

After You Apply

Once accepted onto the waiting list at Effingham County Housing Authority, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Effingham County Housing Authority manages approximately 104 assisted housing units, and wait times depend on turnover and demand in Effingham. You will be notified when your name reaches the top of the list for eligibility verification.

Programs at Effingham County Housing Authority

HCV Housing Choice Voucher (Section 8) open

The Housing Choice Voucher program at Effingham County Housing Authority provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Effingham. Vouchers are portable — you can take them with you if you move to a different city or state.

Public Housing Public Housing open

Public Housing units at Effingham County Housing Authority are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Effingham County Housing Authority manages approximately 104 Public Housing units in Effingham. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.

Frequently Asked Questions

Is applying at Effingham County Housing Authority free?
Yes. Applying for any federally-funded housing assistance program is always free. Effingham County Housing Authority administers 2 programs (HCV, Public Housing) — none of which charge an application fee. If any website or person asks you to pay money to apply, it is a scam. Always apply directly through the housing authority or in person at their office at 215 N Banker St, Effingham, IL.
How long is the wait at Effingham County Housing Authority?
Wait times at Effingham County Housing Authority depend on demand in Effingham, funding levels, and your priority status. With approximately 104 assisted housing units, turnover determines how quickly the list moves. The most recent status change we tracked was on March 1, 2026 when the HCV list changed from "unknown" to "open." Families with children, elderly applicants, and disabled individuals may receive priority placement. Contact Effingham County Housing Authority directly for current estimated wait times.
Can I apply to other housing authorities while on this waitlist?
Yes. There is no limit to the number of housing authority waiting lists you can join simultaneously. There are 8 other housing authorities within 100 miles of Effingham County Housing Authority, including Housing Authority of the County of Cumberland (19 mi), Housing Authority of the County of Shelby (24 mi), Housing Authority County of Coles (27 mi). Applying to multiple PHAs in Illinois and neighboring states is strongly recommended to increase your chances. Browse all housing authorities in Illinois.
How do I contact Effingham County Housing Authority?
You can reach Effingham County Housing Authority by phone at (217) 342-3520. Their office is located at 215 N Banker St, Effingham, IL 62401. You can also email them at effhousing@consolidated.net. Office hours may vary — call ahead to confirm.
What are the income limits for Effingham County Housing Authority?
Income limits for Effingham County Housing Authority are set by HUD based on the Area Median Income for Effingham County, IL (currently $101,200). For a family of four, the Very Low Income limit (50% AMI) is $50,600. Most Section 8 and Public Housing programs require your household income to be at or below this level. See the full income limits table below.

Effingham County Housing Authority Income Limits

Income limits for programs at the Effingham County Housing Authority are based on the Area Median Income (AMI) for Effingham County, IL. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $50,600. Limits are set annually by HUD and vary by household size.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $21,250 $35,450 $56,700
2 Persons $24,300 $40,500 $64,800
3 Persons $27,350 $45,550 $72,900
4 Persons $32,150 $50,600 $80,950
5 Persons $37,650 $54,650 $87,450
6 Persons $43,150 $58,700 $93,950
7 Persons $48,650 $62,750 $100,400
8 Persons $54,150 $66,800 $106,900
Source: HUD FY 2025 Income Limits Area Median Income: $101,200 Effective April 1, 2025
What do these income limits mean?

Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.

Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.