Charles City, IA

Section 8 & Public Housing Waiting Lists in Charles City, Iowa

There are 2 open waiting lists in the Charles City area right now. Section 8 Waitlist monitors 1 housing authority serving Charles City, Iowa and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.

If no lists are currently open in Charles City, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.

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Affordable Housing in Charles City, Iowa

Charles City, Iowa is served by 1 housing authority offering federal rental assistance through Section 8 and Public Housing programs. Right now, 2 waiting lists are accepting applications in the Charles City area. There are also 11 open waitlists within 50 miles that accept applications from non-residents.

Housing programs available in Charles City include Section 8 Housing Choice Vouchers (HCV), Public Housing. Of these, the following currently have open waitlists: HCV (1 open), Public Housing (1 open).

Latest Opening

Charles City Housing and Redevelopment Authority opened its Public Housing waitlist .

About Housing in Charles City, Iowa

Federal rental assistance in Charles City, Floyd County is administered by Charles City Housing and Redevelopment Authority (HUD agency code IA002). It administers roughly 358 assisted housing units — 148 public housing units and 210 Housing Choice Vouchers.

Section 8 Waitlist tracks 2 waiting lists across this agency. As of Oct 6, 2026, 2 are accepting applications. Another 11 open lists are within 50 miles; most agencies accept applications from non-residents.

HUD sets income eligibility for this area as Floyd County, IA. A four-person household qualifies as Very Low Income at or below $49,050 per year, and as Low Income at or below $78,500 (HUD FY2025 limits).

How to Apply for Section 8 in Charles City

To apply for housing assistance in Charles City, Iowa, submit an application directly to Charles City Housing and Redevelopment Authority, the housing authority serving this area. Right now, 2 waiting lists are accepting applications — apply as soon as possible, as open enrollment periods can close with short notice. Applications are always free — never pay anyone to apply on your behalf.

Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $49,050/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.

Housing programs available in Charles City include Public Housing, Section 8 Housing Choice Vouchers (HCV). Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).

Charles City, Iowa Section 8 Income Limits

To qualify for Section 8 or Public Housing in Charles City, Iowa, your household income must fall within HUD's income limits for the Floyd County, IA area. A family of four must earn less than $49,050 per year (Very Low Income) to be eligible for most programs. The area median family income is $98,100.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $20,650 $34,350 $54,950
2 Persons $23,600 $39,250 $62,800
3 Persons $26,650 $44,150 $70,650
4 Persons $32,150 $49,050 $78,500
5 Persons $37,650 $53,000 $84,800
6 Persons $43,150 $56,900 $91,100
7 Persons $48,650 $60,850 $97,350
8 Persons $54,150 $64,750 $103,650
Source: HUD FY 2025 Income Limits Area Median Income: $98,100 Effective April 1, 2025
How do income limits affect my eligibility?

Housing authorities in Charles City use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.

Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.

Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.

Frequently Asked Questions

Are there open Section 8 waiting lists in Charles City?
Yes — there are currently 2 open waiting lists in Charles City, Iowa. Click into any housing authority above marked "Open" for application details and official portal links.
Can I apply for Section 8 in Charles City if I don't live there?
In most cases, yes. While some PHAs give preference to local residents, there is no federal rule requiring you to live in a city to apply for its waiting list. Many applicants apply to housing authorities in multiple cities and states simultaneously to increase their chances of receiving assistance.
How long is the wait for Section 8 in Charles City?
Wait times vary depending on demand, funding, and your priority status. National averages range from 6 months to 5+ years. Charles City wait times depend on the specific housing authority and program type. Contact the PHA directly for current estimates, and consider applying to multiple PHAs to improve your chances.
All housing authorities in Iowa