Waterloo Housing Authority
Waterloo, Iowa
Last Updated
1 hours ago
About Waterloo Housing Authority
Waterloo Housing Authority (HUD agency code IA050) is the public housing agency serving Waterloo, Black Hawk County, Iowa. It administers 50 public housing units and 1,091 Housing Choice Vouchers.
Section 8 Waitlist tracks 8 waiting lists at this agency, covering Public Housing, FYI, HCV, Mainstream, Other, PBV, RAD, VASH. As of Jun 22, 2026, 1 is open and 7 are closed.
Income eligibility is set by HUD for the Waterloo-Cedar Falls, IA HUD Metro FMR Area. A four-person household qualifies as Very Low Income at or below $46,000 per year, and as Low Income at or below $73,600 (HUD FY2025 limits). Most waiting lists at this agency apply the Very Low Income threshold.
Section 8 Waitlist has recorded 19 status changes at this agency, most recently on Jun 7, 2026. Always confirm current status with the agency directly before applying.
Public Housing Waitlist
Status
open
How to Apply
In-person
Additional Notes
Currently accepting pre-applications for senior/disabled households. The WHA does not offer Public Housing for families. Ridgeway Towers is designated for those 62 and older, or 55+ depending on the current waiting list.
Other Programs
7 programsThese programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.
The waiting list for the Foster Youth to Independence Initiative closed effective January 24, 2026, due to funding limitations from HUD; existing applicants remain on the waitlist.
The waiting list is currently closed and not accepting new names.
This program is currently closed with no active waitlist openings at this time due to funding limitations.
Mainstream, Project-Based Vouchers (PBV), and Rental Assistance Demonstration (RAD) programs are currently closed.
This program is currently closed with no active waitlist openings at this time due to funding limitations.
This program is currently closed with no active waitlist openings at this time due to funding limitations.
The waiting list for the HUD-Veterans Affairs Supportive Housing program closed effective January 24, 2026, due to funding limitations from HUD; existing applicants remain on the waitlist.
Status History
Official Application
Contact Waterloo Housing Authority directly to request an application. Applications are always free — never pay anyone to apply on your behalf.
Contact the housing authority directly for application information.
WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING
Contact Information
Important Notices
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Waiting lists can close without notice once a specific number of applications is reached.
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Ensure your contact information is always up to date with the PHA to avoid being removed from the list.
How to Apply at Waterloo Housing Authority
Check Current Status
Waterloo Housing Authority currently has 1 open waiting list (Public Housing). Application windows can close with little notice, so apply as soon as possible.
Gather Required Documents
For Section 8 voucher programs at Waterloo Housing Authority, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $46,000/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.
Submit Your Application
Contact Waterloo Housing Authority directly at to request an application. Applications are always free — never pay anyone to apply on your behalf.
After You Apply
Once accepted onto the waiting list at Waterloo Housing Authority, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Waterloo Housing Authority manages approximately 1,141 assisted housing units (1,091 Section 8, 50 Public Housing), and wait times depend on turnover and demand in Waterloo. You will be notified when your name reaches the top of the list for eligibility verification.
Programs at Waterloo Housing Authority
Public Housing Public Housing open
Public Housing units at Waterloo Housing Authority are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Waterloo Housing Authority manages approximately 50 Public Housing units in Waterloo. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.
FYI Foster Youth to Independence (FYI) closed
The Foster Youth to Independence (FYI) program at Waterloo Housing Authority provides housing assistance to eligible low-income families, the elderly, and persons with disabilities in Waterloo. Contact the housing authority directly for specific program details and eligibility requirements.
HCV Section 8 Housing Choice Voucher (HCV) closed
The Housing Choice Voucher program at Waterloo Housing Authority provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Waterloo. This program serves approximately 1,091 households. Vouchers are portable — you can take them with you if you move to a different city or state.
Mainstream Mainstream Voucher closed
Mainstream Vouchers at Waterloo Housing Authority are specifically designated for non-elderly individuals with disabilities. These vouchers work like standard HCVs but are reserved for this population and often have separate, shorter waitlists.
Other Other Programs closed
The Other Programs program at Waterloo Housing Authority provides housing assistance to eligible low-income families, the elderly, and persons with disabilities in Waterloo. Contact the housing authority directly for specific program details and eligibility requirements.
PBV Project-Based Voucher (PBV) closed
Project-Based Vouchers at Waterloo Housing Authority are attached to specific apartment complexes or units in Waterloo. Unlike the standard Housing Choice Voucher, PBV assistance stays with the property — not with you. However, after one year of occupancy, you may request a standard portable voucher. PBV waitlists often move faster because fewer applicants know about them.
RAD Rental Assistance Demonstration (RAD) closed
The Rental Assistance Demonstration program at Waterloo Housing Authority converts Public Housing units to project-based assistance with long-term contracts. RAD units in Waterloo maintain the same resident protections as Public Housing while enabling capital improvements to the properties.
VASH Veterans Affairs Supportive Housing (VASH) closed
The HUD-VASH program at Waterloo Housing Authority combines Housing Choice Vouchers with VA supportive services for homeless veterans in Waterloo. Referrals are made through the local VA Medical Center — contact the VA to begin the application process.
Frequently Asked Questions
Is applying at Waterloo Housing Authority free?
How long is the wait at Waterloo Housing Authority?
Can I apply to other housing authorities while on this waitlist?
How do I contact Waterloo Housing Authority?
What are the income limits for Waterloo Housing Authority?
Waterloo Housing Authority Income Limits
Income limits for programs at the Waterloo Housing Authority are based on the Area Median Income (AMI) for Waterloo-Cedar Falls, IA HUD Metro FMR Area. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $46,000. Limits are set annually by HUD and vary by household size.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $19,350 | $32,200 | $51,550 |
| 2 Persons | $22,100 | $36,800 | $58,900 |
| 3 Persons | $26,650 | $41,400 | $66,250 |
| 4 Persons | $32,150 | $46,000 | $73,600 |
| 5 Persons | $37,650 | $49,700 | $79,500 |
| 6 Persons | $43,150 | $53,400 | $85,400 |
| 7 Persons | $48,650 | $57,050 | $91,300 |
| 8 Persons | $54,150 | $60,750 | $97,200 |
What do these income limits mean?
Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.
Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.
Nearby Housing Authorities
Applying to multiple housing authorities increases your chances of receiving assistance. These PHAs are closest to Waterloo Housing Authority — including across state lines.