Section 8 & Public Housing Waiting Lists in Covington, Kentucky
All waiting lists in Covington are currently closed. Section 8 Waitlist monitors 2 housing authorities serving Covington, Kentucky and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.
If no lists are currently open in Covington, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.
Affordable Housing in Covington, Kentucky
Covington, Kentucky is served by 2 housing authorities offering federal rental assistance through Section 8 and Public Housing programs. Currently, all waitlists in Covington are closed. Openings can happen with as little as 48 hours notice, so monitoring is critical. There are also 26 open waitlists within 50 miles that accept applications from non-residents.
Housing programs available in Covington include Section 8 Housing Choice Vouchers (HCV), Project-Based Vouchers (PBV), Public Housing.
Open Lists Nearby
While no waitlists are open in Covington right now, there are 26 open lists within 50 miles. Most housing authorities accept applications from non-residents, so applying in neighboring cities is a practical strategy. Scroll down to "Nearby Cities" below for options.
About Housing in Covington, Kentucky
Affordable housing assistance in Covington, Kentucky is primarily administered by two local agencies: the Housing Authority of Covington and Covington CDA. These authorities manage various housing programs, including Housing Choice Vouchers (HCV), Project-Based Vouchers (PBV), and Public Housing. Currently, all six housing waitlists for these programs are closed, with no new applications being accepted. Across Covington, there are approximately 2,388 assisted housing units available to help low-income residents.
Eligibility for these programs depends on several factors, including household income. For a family of four, the Very Low Income limit for the Cincinnati, OH-KY-IN HUD Metro FMR Area in FY2025 is $55,900 per year. It is important for those seeking assistance to regularly check with the Housing Authority of Covington and Covington CDA for updates on when waitlists may reopen. The Kentucky Housing Corporation (KHC) serves as the state housing agency, providing additional resources and information on housing programs statewide.
How to Apply for Section 8 in Covington
To apply for housing assistance in Covington, Kentucky, submit an application directly to one of the 2 housing authorities serving the Covington area (listed above). All waitlists are currently closed, but openings happen with as little as 48 hours notice. Applications are always free — never pay anyone to apply on your behalf.
Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $55,900/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.
Housing programs available in Covington include Section 8 Housing Choice Vouchers (HCV), Project-Based Vouchers (PBV), Public Housing. Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).
Covington, Kentucky Section 8 Income Limits
To qualify for Section 8 or Public Housing in Covington, Kentucky, your household income must fall within HUD's income limits for the Cincinnati, OH-KY-IN HUD Metro FMR Area area. A family of four must earn less than $55,900 per year (Very Low Income) to be eligible for most programs. The area median family income is $111,800.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $23,500 | $39,150 | $62,650 |
| 2 Persons | $26,850 | $44,750 | $71,600 |
| 3 Persons | $30,200 | $50,350 | $80,550 |
| 4 Persons | $33,550 | $55,900 | $89,450 |
| 5 Persons | $37,650 | $60,400 | $96,650 |
| 6 Persons | $43,150 | $64,850 | $103,800 |
| 7 Persons | $48,650 | $69,350 | $110,950 |
| 8 Persons | $54,150 | $73,800 | $118,100 |
How do income limits affect my eligibility?
Housing authorities in Covington use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.
Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.
Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.
Nearby Cities with Housing Authorities
Applying to nearby cities increases your chances of receiving assistance sooner. These cities are within 75 miles of Covington and have active housing programs.