Section 8 & Public Housing Waiting Lists in Mount Sterling, Kentucky
There is 1 open waiting list in the Mount Sterling area right now. Section 8 Waitlist monitors 1 housing authority serving Mount Sterling, Kentucky and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.
If no lists are currently open in Mount Sterling, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.
Affordable Housing in Mount Sterling, Kentucky
Mount Sterling, Kentucky is served by 1 housing authority offering federal rental assistance through Section 8 and Public Housing programs. Right now, 1 waiting list is accepting applications in the Mount Sterling area. There are also 33 open waitlists within 50 miles that accept applications from non-residents.
Housing programs available in Mount Sterling include Public Housing, Section 8 Housing Choice Vouchers (HCV). Of these, the following currently have open waitlists: Public Housing (1 open).
Latest Opening
Housing Authority of Mount Sterling opened its Public Housing waitlist .
About Housing in Mount Sterling, Kentucky
Finding affordable housing in Mount Sterling, Kentucky, involves understanding local resources and eligibility. The Housing Authority of Mount Sterling is the main agency providing assistance in the area, overseeing approximately 225 assisted housing units. They administer programs such as Public Housing and the Housing Choice Voucher (HCV) program. Currently, the waitlist for Public Housing is open for applications, offering an opportunity for eligible residents. The waitlist for the Housing Choice Voucher (HCV) program is currently closed.
Eligibility for these housing assistance programs is primarily based on household income and size. For a family of four in the Montgomery County area, the Very Low Income limit is set at $39,100 per year for FY2025. It's important to note that these income thresholds can vary depending on the specific program and the exact number of individuals in your household. Prospective applicants are advised to apply promptly when waitlists are open and ensure all required documentation is complete.
The Kentucky Housing Corporation (KHC) serves as the state housing agency, offering broader resources and information. For the most accurate and up-to-date details regarding application procedures, specific eligibility requirements, or the current status of waitlists, individuals should directly contact the Housing Authority of Mount Sterling.
Housing Authorities in Mount Sterling
How to Apply for Section 8 in Mount Sterling
To apply for housing assistance in Mount Sterling, Kentucky, submit an application directly to Housing Authority of Mount Sterling, the housing authority serving this area. Right now, 1 waiting list is accepting applications — apply as soon as possible, as open enrollment periods can close with short notice. Applications are always free — never pay anyone to apply on your behalf.
Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $39,100/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.
Housing programs available in Mount Sterling include Public Housing, Section 8 Housing Choice Vouchers (HCV). Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).
Mount Sterling, Kentucky Section 8 Income Limits
To qualify for Section 8 or Public Housing in Mount Sterling, Kentucky, your household income must fall within HUD's income limits for the Montgomery County, KY area. A family of four must earn less than $39,100 per year (Very Low Income) to be eligible for most programs. The area median family income is $79,100.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $16,450 | $27,350 | $43,800 |
| 2 Persons | $21,150 | $31,250 | $50,050 |
| 3 Persons | $26,650 | $35,150 | $56,300 |
| 4 Persons | $32,150 | $39,100 | $62,550 |
| 5 Persons | $37,650 | $42,250 | $67,600 |
| 6 Persons | $43,150 | $45,350 | $72,600 |
| 7 Persons | $48,450 | $48,450 | $77,600 |
| 8 Persons | $51,650 | $51,650 | $82,600 |
How do income limits affect my eligibility?
Housing authorities in Mount Sterling use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.
Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.
Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.
Nearby Cities with Housing Authorities
Applying to nearby cities increases your chances of receiving assistance sooner. These cities are within 75 miles of Mount Sterling and have active housing programs.