Section 8 & Public Housing Waiting Lists in Ferndale, Michigan
All waiting lists in Ferndale are currently closed. Section 8 Waitlist monitors 2 housing authorities serving Ferndale, Michigan and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.
If no lists are currently open in Ferndale, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.
Affordable Housing in Ferndale, Michigan
Ferndale, Michigan is served by 2 housing authorities offering federal rental assistance through Section 8 and Public Housing programs. Currently, all waitlists in Ferndale are closed. Openings can happen with as little as 48 hours notice, so monitoring is critical. There are also 26 open waitlists within 50 miles that accept applications from non-residents.
Housing programs available in Ferndale include Section 8 Housing Choice Vouchers (HCV), Mainstream, Project-Based Vouchers (PBV), Public Housing, RAD.
Open Lists Nearby
While no waitlists are open in Ferndale right now, there are 26 open lists within 50 miles. Most housing authorities accept applications from non-residents, so applying in neighboring cities is a practical strategy. Scroll down to "Nearby Cities" below for options.
About Housing in Ferndale, Michigan
Affordable housing assistance in Ferndale, Michigan, is primarily administered by two local housing authorities: the Ferndale Housing Commission and the Royal Oak Township Housing Commission. Currently, there are 0 open waiting lists for housing programs serving Ferndale residents, with 9 lists presently closed. These programs include Housing Choice Voucher (HCV), Mainstream Vouchers, Project-Based Vouchers (PBV), Public Housing, Rental Assistance Demonstration (RAD), and general Rental Assistance. Each program has specific criteria and application processes.
For a family of four in the Ferndale area, the Very Low Income limit for FY2025 is set at $50,500 per year, reflecting the Detroit-Warren-Livonia, MI HUD Metro FMR Area standards. It is important to note that income limits vary based on family size and specific program. Ferndale currently has approximately 1,280 assisted housing units. While no waitlists are open, prospective applicants are encouraged to regularly monitor the Ferndale Housing Commission and Royal Oak Township Housing Commission for updates on waitlist openings. Additionally, the Michigan State Housing Development Authority (MSHDA) serves as the state housing agency, offering resources and information that may be helpful. Be prepared to provide documentation verifying income, family size, and other eligibility requirements when an opportunity arises.
How to Apply for Section 8 in Ferndale
To apply for housing assistance in Ferndale, Michigan, submit an application directly to one of the 2 housing authorities serving the Ferndale area (listed above). All waitlists are currently closed, but openings happen with as little as 48 hours notice. Applications are always free — never pay anyone to apply on your behalf.
Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $50,500/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.
Housing programs available in Ferndale include Rental Assistance, Project-Based Vouchers (PBV), Public Housing, Section 8 Housing Choice Vouchers (HCV), Mainstream, RAD. Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).
Ferndale, Michigan Section 8 Income Limits
To qualify for Section 8 or Public Housing in Ferndale, Michigan, your household income must fall within HUD's income limits for the Detroit-Warren-Livonia, MI HUD Metro FMR Area area. A family of four must earn less than $50,500 per year (Very Low Income) to be eligible for most programs. The area median family income is $101,000.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $21,250 | $35,350 | $56,600 |
| 2 Persons | $24,250 | $40,400 | $64,650 |
| 3 Persons | $27,300 | $45,450 | $72,750 |
| 4 Persons | $32,150 | $50,500 | $80,800 |
| 5 Persons | $37,650 | $54,550 | $87,300 |
| 6 Persons | $43,150 | $58,600 | $93,750 |
| 7 Persons | $48,650 | $62,650 | $100,200 |
| 8 Persons | $54,150 | $66,700 | $106,700 |
How do income limits affect my eligibility?
Housing authorities in Ferndale use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.
Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.
Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.
Nearby Cities with Housing Authorities
Applying to nearby cities increases your chances of receiving assistance sooner. These cities are within 75 miles of Ferndale and have active housing programs.