Saint Joseph, MO

Section 8 & Public Housing Waiting Lists in Saint Joseph, Missouri

There is 1 open waiting list in the Saint Joseph area right now. Section 8 Waitlist monitors 1 housing authority serving Saint Joseph, Missouri and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.

If no lists are currently open in Saint Joseph, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.

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Open Now
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Closed

Affordable Housing in Saint Joseph, Missouri

Saint Joseph, Missouri is served by 1 housing authority offering federal rental assistance through Section 8 and Public Housing programs. Right now, 1 waiting list is accepting applications in the Saint Joseph area. There are also 40 open waitlists within 50 miles that accept applications from non-residents.

Housing programs available in Saint Joseph include Section 8 Housing Choice Vouchers (HCV), Public Housing. Of these, the following currently have open waitlists: HCV (1 open).

Latest Opening

St. Joseph Housing Authority opened its HCV waitlist on Mar 3, 2025.

About Housing in Saint Joseph, Missouri

Individuals and families seeking affordable housing assistance in Saint Joseph, Missouri are primarily served by the St. Joseph Housing Authority. This authority manages approximately 1,187 assisted housing units throughout the area. Currently, one waiting list is open for the Housing Choice Voucher (HCV) program, which provides rental assistance. The waiting list for Public Housing is presently closed.

Eligibility for these programs is based on income and family size. For example, a family of four must typically have an annual income at or below $41,700 to qualify as Very Low Income in the St. Joseph, MO-KS Metropolitan Statistical Area (FY2025). It is essential for applicants to meet the specific income limits and other criteria set by the St. Joseph Housing Authority.

Those interested in applying for assistance should regularly monitor the St. Joseph Housing Authority's announcements for waitlist openings and application instructions. While the HCV waitlist is currently open, status can change. The Missouri Housing Development Commission (MHDC) also serves as the state housing agency, providing additional information and resources for affordable housing statewide.

How to Apply for Section 8 in Saint Joseph

To apply for housing assistance in Saint Joseph, Missouri, submit an application directly to St. Joseph Housing Authority, the housing authority serving this area. Right now, 1 waiting list is accepting applications — apply as soon as possible, as open enrollment periods can close with short notice. Applications are always free — never pay anyone to apply on your behalf.

Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $41,700/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.

Housing programs available in Saint Joseph include Section 8 Housing Choice Vouchers (HCV), Public Housing. Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).

Saint Joseph, Missouri Section 8 Income Limits

To qualify for Section 8 or Public Housing in Saint Joseph, Missouri, your household income must fall within HUD's income limits for the St. Joseph, MO-KS MSA area. A family of four must earn less than $41,700 per year (Very Low Income) to be eligible for most programs. The area median family income is $83,400.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $17,500 $29,200 $46,700
2 Persons $21,150 $33,400 $53,400
3 Persons $26,650 $37,550 $60,050
4 Persons $32,150 $41,700 $66,700
5 Persons $37,650 $45,050 $72,050
6 Persons $43,150 $48,400 $77,400
7 Persons $48,650 $51,750 $82,750
8 Persons $54,150 $55,050 $88,050
Source: HUD FY 2025 Income Limits Area Median Income: $83,400 Effective April 1, 2025
How do income limits affect my eligibility?

Housing authorities in Saint Joseph use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.

Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.

Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.

Frequently Asked Questions

Are there open Section 8 waiting lists in Saint Joseph?
Yes — there are currently 1 open waiting list in Saint Joseph, Missouri. Click into any housing authority above marked "Open" for application details and official portal links.
Can I apply for Section 8 in Saint Joseph if I don't live there?
In most cases, yes. While some PHAs give preference to local residents, there is no federal rule requiring you to live in a city to apply for its waiting list. Many applicants apply to housing authorities in multiple cities and states simultaneously to increase their chances of receiving assistance.
How long is the wait for Section 8 in Saint Joseph?
Wait times vary depending on demand, funding, and your priority status. National averages range from 6 months to 5+ years. Saint Joseph wait times depend on the specific housing authority and program type. Contact the PHA directly for current estimates, and consider applying to multiple PHAs to improve your chances.
All housing authorities in Missouri