Section 8 & Public Housing Waiting Lists in Gallup, New Mexico
There is 1 open waiting list in the Gallup area right now. Section 8 Waitlist monitors 1 housing authority serving Gallup, New Mexico and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.
If no lists are currently open in Gallup, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.
Affordable Housing in Gallup, New Mexico
Gallup, New Mexico is served by 1 housing authority offering federal rental assistance through Section 8 and Public Housing programs. Right now, 1 waiting list is accepting applications in the Gallup area.
Housing programs available in Gallup include Public Housing, Section 8 Housing Choice Vouchers (HCV). Of these, the following currently have open waitlists: Public Housing (1 open).
Latest Opening
Housing Authority of the City of Gallup opened its Public Housing waitlist .
About Housing in Gallup, New Mexico
Affordable housing assistance in Gallup, New Mexico, is primarily managed by the Housing Authority of the City of Gallup. This agency currently operates one open waiting list and one closed waiting list for its housing programs. While the Housing Choice Voucher (HCV) program currently has a closed waiting list, the Public Housing program does have an open waiting list for those seeking assistance. There are approximately 327 assisted housing units available in the Gallup area.
To be eligible for many of these programs, applicants must meet specific income guidelines. For example, a family of four in McKinley County with a Very Low Income must earn $34,400 per year or less, based on FY2025 limits. These limits are set to ensure aid reaches those most in need. Individuals and families seeking assistance should contact the Housing Authority of the City of Gallup directly for the most current information on eligibility, application procedures, and open waiting lists. The New Mexico Mortgage Finance Authority (MFA) also provides statewide resources and information on housing programs.
Housing Authorities in Gallup
How to Apply for Section 8 in Gallup
To apply for housing assistance in Gallup, New Mexico, submit an application directly to Housing Authority of the City of Gallup, the housing authority serving this area. Right now, 1 waiting list is accepting applications — apply as soon as possible, as open enrollment periods can close with short notice. Applications are always free — never pay anyone to apply on your behalf.
Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $34,400/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.
Housing programs available in Gallup include Public Housing, Section 8 Housing Choice Vouchers (HCV). Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).
Gallup, New Mexico Section 8 Income Limits
To qualify for Section 8 or Public Housing in Gallup, New Mexico, your household income must fall within HUD's income limits for the McKinley County, NM area. A family of four must earn less than $34,400 per year (Very Low Income) to be eligible for most programs. The area median family income is $46,000.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $15,650 | $24,100 | $38,550 |
| 2 Persons | $21,150 | $27,550 | $44,050 |
| 3 Persons | $26,650 | $31,000 | $49,550 |
| 4 Persons | $32,150 | $34,400 | $55,050 |
| 5 Persons | $37,200 | $37,200 | $59,500 |
| 6 Persons | $39,950 | $39,950 | $63,900 |
| 7 Persons | $42,700 | $42,700 | $68,300 |
| 8 Persons | $45,450 | $45,450 | $72,700 |
How do income limits affect my eligibility?
Housing authorities in Gallup use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.
Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.
Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.