Cohoes, NY

Section 8 & Public Housing Waiting Lists in Cohoes, New York

There are 2 open waiting lists in the Cohoes area right now. Section 8 Waitlist monitors 1 housing authority serving Cohoes, New York and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.

If no lists are currently open in Cohoes, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.

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Affordable Housing in Cohoes, New York

Cohoes, New York is served by 1 housing authority offering federal rental assistance through Section 8 and Public Housing programs. Right now, 2 waiting lists are accepting applications in the Cohoes area. There are also 139 open waitlists within 50 miles that accept applications from non-residents.

Housing programs available in Cohoes include Section 8 Housing Choice Vouchers (HCV), Project-Based Vouchers (PBV), Public Housing. Of these, the following currently have open waitlists: HCV (1 open), PBV (1 open).

Latest Opening

Cohoes Housing Authority opened its PBV waitlist .

About Housing in Cohoes, New York

Cohoes, New York, provides various affordable housing options primarily through the Cohoes Housing Authority (CHA). Residents seeking assistance can apply for programs designed to help qualifying low-income individuals and families. The Housing Choice Voucher (HCV) program and Project-Based Vouchers (PBV) are available, with one waiting list currently open for each. While Public Housing is another option, its waiting list is presently closed. Prospective applicants should regularly check the CHA's official channels for updates on waiting list openings, as availability can change.

The Cohoes area benefits from approximately 640 assisted housing units. To be considered Very Low Income, a family of four in the Albany-Schenectady-Troy, NY Metropolitan Statistical Area (MSA) would have an annual income limit of $58,050, based on FY2025 figures; income limits vary by household size and program. NY State Homes and Community Renewal (HCR) oversees state housing initiatives. When applying to the Cohoes Housing Authority, it is important to submit complete and accurate information and keep your contact details updated to ensure you receive timely notifications regarding your application status.

How to Apply for Section 8 in Cohoes

To apply for housing assistance in Cohoes, New York, submit an application directly to Cohoes Housing Authority, the housing authority serving this area. Right now, 2 waiting lists are accepting applications — apply as soon as possible, as open enrollment periods can close with short notice. Applications are always free — never pay anyone to apply on your behalf.

Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $58,050/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.

Housing programs available in Cohoes include Section 8 Housing Choice Vouchers (HCV), Project-Based Vouchers (PBV), Public Housing. Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).

Cohoes, New York Section 8 Income Limits

To qualify for Section 8 or Public Housing in Cohoes, New York, your household income must fall within HUD's income limits for the Albany-Schenectady-Troy, NY MSA area. A family of four must earn less than $58,050 per year (Very Low Income) to be eligible for most programs. The area median family income is $116,100.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $24,400 $40,650 $65,050
2 Persons $27,900 $46,450 $74,350
3 Persons $31,400 $52,250 $83,650
4 Persons $34,850 $58,050 $92,900
5 Persons $37,650 $62,700 $100,350
6 Persons $43,150 $67,350 $107,800
7 Persons $48,650 $72,000 $115,200
8 Persons $54,150 $76,650 $122,650
Source: HUD FY 2025 Income Limits Area Median Income: $116,100 Effective April 1, 2025
How do income limits affect my eligibility?

Housing authorities in Cohoes use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.

Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.

Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.

Frequently Asked Questions

Are there open Section 8 waiting lists in Cohoes?
Yes — there are currently 2 open waiting lists in Cohoes, New York. Click into any housing authority above marked "Open" for application details and official portal links.
Can I apply for Section 8 in Cohoes if I don't live there?
In most cases, yes. While some PHAs give preference to local residents, there is no federal rule requiring you to live in a city to apply for its waiting list. Many applicants apply to housing authorities in multiple cities and states simultaneously to increase their chances of receiving assistance.
How long is the wait for Section 8 in Cohoes?
Wait times vary depending on demand, funding, and your priority status. National averages range from 6 months to 5+ years. Cohoes wait times depend on the specific housing authority and program type. Contact the PHA directly for current estimates, and consider applying to multiple PHAs to improve your chances.
All housing authorities in New York