Town of Waterford
Waterford, New York
Last Updated
2 hours ago
About Town of Waterford
Town of Waterford (HUD agency code NY503) is the public housing agency serving Waterford, Saratoga County, New York. It administers 45 Housing Choice Vouchers.
Section 8 Waitlist tracks 4 waiting lists at this agency, covering PBV, Public Housing, RAD, HCV. As of Oct 4, 2026, 3 are open and 1 is closed.
Income eligibility is set by HUD for the Albany-Schenectady-Troy, NY MSA. A four-person household qualifies as Very Low Income at or below $58,050 per year, and as Low Income at or below $92,900 (HUD FY2025 limits). Most waiting lists at this agency apply the Very Low Income threshold.
Section 8 Waitlist has recorded 1 status change at this agency, most recently on Mar 6, 2026. Always confirm current status with the agency directly before applying.
Project-Based Voucher (PBV) Waitlist
Status
open
How to Apply
Online
Additional Notes
The Saratoga Springs Housing Authority administers 145 Project Based Vouchers at Embury Apartments for adults aged 62 or older. Applications must be submitted through the My Housing Applicant Portal.
Public Housing Waitlist
Status
open
How to Apply
Online
Additional Notes
Waitlists are open for Jefferson Terrace/Vanderbilt Terrace Apartments. Applications will be discarded if a family applies for a bedroom size they do not qualify for.
Rental Assistance Demonstration (RAD) Waitlist
Status
open
Additional Notes
Stonequist Apartments LLC underwent a RAD conversion in 2023. Applications are being accepted for Studio and One-Bedroom apartments for income-qualified residents 18 years of age and older.
Other Programs
1 programThese programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.
The Section 8 Wait List is currently closed. Applications for Embury Apartments are for low or extremely low-income apartments and must be applied for through the portal.
Status History
Official Application
Apply directly through the official Town of Waterford portal. Applications are free — never pay anyone to apply on your behalf.
WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING
Contact Information
Important Notices
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Waiting lists can close without notice once a specific number of applications is reached.
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Ensure your contact information is always up to date with the PHA to avoid being removed from the list.
How to Apply at Town of Waterford
Check Current Status
Town of Waterford currently has 3 open waiting lists (Project-Based Voucher (PBV), Public Housing, Rental Assistance Demonstration (RAD)). Application windows can close with little notice, so apply as soon as possible.
Gather Required Documents
For Section 8 voucher programs at Town of Waterford, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $58,050/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.
Submit Your Application
Apply directly through the official Town of Waterford portal. Applications are free — never pay to apply.
After You Apply
Once accepted onto the waiting list at Town of Waterford, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Town of Waterford manages approximately 45 assisted housing units (45 Section 8), and wait times depend on turnover and demand in Waterford. You will be notified when your name reaches the top of the list for eligibility verification.
Programs at Town of Waterford
PBV Project-Based Voucher (PBV) open
Project-Based Vouchers at Town of Waterford are attached to specific apartment complexes or units in Waterford. Unlike the standard Housing Choice Voucher, PBV assistance stays with the property — not with you. However, after one year of occupancy, you may request a standard portable voucher. PBV waitlists often move faster because fewer applicants know about them.
Public Housing Public Housing open
Public Housing units at Town of Waterford are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.
RAD Rental Assistance Demonstration (RAD) open
The Rental Assistance Demonstration program at Town of Waterford converts Public Housing units to project-based assistance with long-term contracts. RAD units in Waterford maintain the same resident protections as Public Housing while enabling capital improvements to the properties.
HCV Section 8 Housing Choice Voucher (HCV) closed
The Housing Choice Voucher program at Town of Waterford provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Waterford. This program serves approximately 45 households. Vouchers are portable — you can take them with you if you move to a different city or state.
Frequently Asked Questions
Is applying at Town of Waterford free?
How long is the wait at Town of Waterford?
Can I apply to other housing authorities while on this waitlist?
How do I contact Town of Waterford?
What are the income limits for Town of Waterford?
Town of Waterford Income Limits
Income limits for programs at the Town of Waterford are based on the Area Median Income (AMI) for Albany-Schenectady-Troy, NY MSA. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $58,050. Limits are set annually by HUD and vary by household size.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $24,400 | $40,650 | $65,050 |
| 2 Persons | $27,900 | $46,450 | $74,350 |
| 3 Persons | $31,400 | $52,250 | $83,650 |
| 4 Persons | $34,850 | $58,050 | $92,900 |
| 5 Persons | $37,650 | $62,700 | $100,350 |
| 6 Persons | $43,150 | $67,350 | $107,800 |
| 7 Persons | $48,650 | $72,000 | $115,200 |
| 8 Persons | $54,150 | $76,650 | $122,650 |
What do these income limits mean?
Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.
Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.
Nearby Housing Authorities
Applying to multiple housing authorities increases your chances of receiving assistance. These PHAs are closest to Town of Waterford — including across state lines.