Housing Authority of Commerce

Commerce, Texas

Last Updated

Less than an hour ago

About Housing Authority of Commerce

The Housing Authority of Commerce (PHA Code: TX024) serves Commerce, Hunt County, Texas. This authority manages approximately 192 assisted housing units through its primary programs, which include the Housing Choice Voucher (HCV) program and Public Housing.

Presently, all waiting lists for both the Housing Choice Voucher (HCV) and Public Housing programs are closed. The Housing Authority of Commerce is not accepting new applications for housing assistance at this time.

For a family of four, the Very Low Income limit in the Dallas, TX HUD Metro FMR Area, encompassing Commerce, is $58,650 per year. Prospective applicants should await future announcements regarding the reopening of these waiting lists.

Other Programs

2 programs

These programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.

Section 8 Housing Choice Voucher (HCV)
Closed

All applications require a valid email address. Applicants must access the Applicant Portal to make changes. Applications must be updated online every six months to avoid being purged. Waiting list status can be checked by calling 903-355-2470.

This waitlist is currently closed. It is monitored nightly — you'll be alerted when it reopens.
Public Housing
Closed

The waiting list is now closed. All applications require a valid email address. Applicants must access the Applicant Portal to make changes. Applications must be updated online every six months to avoid being purged. Waiting list status can be checked by calling 903-355-2470.

This waitlist is currently closed. It is monitored nightly — you'll be alerted when it reopens.

Official Application

Contact Housing Authority of Commerce directly at (903) 886-2946 to request an application. Applications are always free — never pay anyone to apply on your behalf.

Contact the housing authority directly for application information.

WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING

Contact Information

Address 500 Tarter Est
City Commerce, TX 75428
PHA Code TX024
Public Housing Units 192

Important Notices

  • Waiting lists can close without notice once a specific number of applications is reached.

  • Ensure your contact information is always up to date with the PHA to avoid being removed from the list.

How to Apply at Housing Authority of Commerce

1

Check Current Status

All 2 waiting lists at Housing Authority of Commerce are currently closed. Lists typically open with short notice — sometimes as little as 48 hours. The status at the top of this page is updated nightly.

2

Gather Required Documents

For Section 8 voucher programs at Housing Authority of Commerce, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $58,650/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.

3

Submit Your Application

Contact Housing Authority of Commerce directly at (903) 886-2946 to request an application. Applications are always free — never pay anyone to apply on your behalf.

4

After You Apply

Once accepted onto the waiting list at Housing Authority of Commerce, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Housing Authority of Commerce manages approximately 192 assisted housing units, and wait times depend on turnover and demand in Commerce. You will be notified when your name reaches the top of the list for eligibility verification.

Programs at Housing Authority of Commerce

HCV Housing Choice Voucher (Section 8) closed

The Housing Choice Voucher program at Housing Authority of Commerce provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Commerce. Vouchers are portable — you can take them with you if you move to a different city or state.

Public Housing Public Housing closed

Public Housing units at Housing Authority of Commerce are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Housing Authority of Commerce manages approximately 192 Public Housing units in Commerce. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.

Frequently Asked Questions

Is applying at Housing Authority of Commerce free?
Yes. Applying for any federally-funded housing assistance program is always free. Housing Authority of Commerce administers 2 programs (HCV, Public Housing) — none of which charge an application fee. If any website or person asks you to pay money to apply, it is a scam. Always apply directly through the housing authority or in person at their office at 500 Tarter Est, Commerce, TX.
How long is the wait at Housing Authority of Commerce?
Wait times at Housing Authority of Commerce depend on demand in Commerce, funding levels, and your priority status. With approximately 192 assisted housing units, turnover determines how quickly the list moves. Families with children, elderly applicants, and disabled individuals may receive priority placement. Contact Housing Authority of Commerce directly for current estimated wait times.
Can I apply to other housing authorities while on this waitlist?
Yes. There is no limit to the number of housing authority waiting lists you can join simultaneously. There are 8 other housing authorities within 100 miles of Housing Authority of Commerce, including Housing Authority of the City of Cumby (7 mi), Housing Authority of Wolfe City (14 mi), Housing Authority of Cooper (15 mi). Applying to multiple PHAs in Texas and neighboring states is strongly recommended to increase your chances. Browse all housing authorities in Texas.
How do I contact Housing Authority of Commerce?
You can reach Housing Authority of Commerce by phone at (903) 886-2946. Their office is located at 500 Tarter Est, Commerce, TX 75428. You can also email them at becky@commercehousing-tx.com. Office hours may vary — call ahead to confirm.
What are the income limits for Housing Authority of Commerce?
Income limits for Housing Authority of Commerce are set by HUD based on the Area Median Income for Dallas, TX HUD Metro FMR Area (currently $117,300). For a family of four, the Very Low Income limit (50% AMI) is $58,650. Most Section 8 and Public Housing programs require your household income to be at or below this level. See the full income limits table below.

Housing Authority of Commerce Income Limits

Income limits for programs at the Housing Authority of Commerce are based on the Area Median Income (AMI) for Dallas, TX HUD Metro FMR Area. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $58,650. Limits are set annually by HUD and vary by household size.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $24,650 $41,100 $65,700
2 Persons $28,200 $46,950 $75,100
3 Persons $31,700 $52,800 $84,500
4 Persons $35,200 $58,650 $93,850
5 Persons $38,050 $63,350 $101,400
6 Persons $43,150 $68,050 $108,900
7 Persons $48,650 $72,750 $116,400
8 Persons $54,150 $77,450 $123,900
Source: HUD FY 2025 Income Limits Area Median Income: $117,300 Effective April 1, 2025
What do these income limits mean?

Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.

Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.