Housing Authority of Cumberland
Cumberland, Kentucky
Last Updated
21 hours ago
About Housing Authority of Cumberland
The Housing Authority of Cumberland (HAC), located in Cumberland, Harlan County, Kentucky (PHA Code: KY029), manages approximately 140 assisted housing units.
HAC is currently accepting applications for its Public Housing program. While they may also administer programs such as the Housing Choice Voucher (HCV), Mainstream Vouchers, Project-Based Vouchers (PBV), and RAD, applicants should contact the Authority directly to confirm the current application status for these specific programs.
Eligibility for assistance is based on factors including household income and size. For instance, the Very Low Income limit for a family of four in the Harlan County, KY area is $35,450 per year. Prospective applicants should contact the Housing Authority of Cumberland for detailed application instructions and to determine their precise eligibility.
Public Housing Waitlist
Status
open
How to Apply
In-person
Additional Notes
The Housing Authority of Cumberland (HAC) does not have a preference; qualified applicants are placed by the date and time the pre-application is received.
Other Programs
4 programsThese programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.
Housing Choice Vouchers (Section 8) provide rental assistance that tenants can use in the private market. The voucher covers a portion of rent, with tenants typically paying 30% of their adjusted gross income. Participants can choose any housing that meets program requirements.
Mainstream Vouchers provide rental assistance specifically for non-elderly persons with disabilities. The program helps individuals transition out of institutional settings or avoid institutionalization by subsidizing housing costs in the private market.
Project-Based Vouchers are tied to specific housing units rather than following the tenant. Landlords or developers partner with the housing authority to reserve units for eligible low-income families. Unlike tenant-based HCV vouchers, PBV assistance stays with the unit if the tenant moves.
The Rental Assistance Demonstration program converts Public Housing units to project-based assistance, allowing housing authorities to leverage private funding for property rehabilitation while preserving long-term affordability for residents.
Official Application
Contact Housing Authority of Cumberland directly at (606) 589-4600 to request an application. Applications are always free — never pay anyone to apply on your behalf.
Contact the housing authority directly for application information.
WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING
Contact Information
Important Notices
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Waiting lists can close without notice once a specific number of applications is reached.
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Ensure your contact information is always up to date with the PHA to avoid being removed from the list.
How to Apply at Housing Authority of Cumberland
Check Current Status
Housing Authority of Cumberland currently has 1 open waiting list (Public Housing). Application windows can close with little notice, so apply as soon as possible.
Gather Required Documents
For Section 8 voucher programs at Housing Authority of Cumberland, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $35,450/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.
Submit Your Application
Contact Housing Authority of Cumberland directly at (606) 589-4600 to request an application. Applications are always free — never pay anyone to apply on your behalf.
After You Apply
Once accepted onto the waiting list at Housing Authority of Cumberland, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Housing Authority of Cumberland manages approximately 140 assisted housing units, and wait times depend on turnover and demand in Cumberland. You will be notified when your name reaches the top of the list for eligibility verification.
Programs at Housing Authority of Cumberland
Public Housing Public Housing open
Public Housing units at Housing Authority of Cumberland are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Housing Authority of Cumberland manages approximately 140 Public Housing units in Cumberland. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.
HCV Housing Choice Voucher (Section 8) closed
The Housing Choice Voucher program at Housing Authority of Cumberland provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Cumberland. Vouchers are portable — you can take them with you if you move to a different city or state.
Mainstream Mainstream Voucher closed
Mainstream Vouchers at Housing Authority of Cumberland are specifically designated for non-elderly individuals with disabilities. These vouchers work like standard HCVs but are reserved for this population and often have separate, shorter waitlists.
PBV Project-Based Voucher closed
Project-Based Vouchers at Housing Authority of Cumberland are attached to specific apartment complexes or units in Cumberland. Unlike the standard Housing Choice Voucher, PBV assistance stays with the property — not with you. However, after one year of occupancy, you may request a standard portable voucher. PBV waitlists often move faster because fewer applicants know about them.
RAD Rental Assistance Demonstration closed
The Rental Assistance Demonstration program at Housing Authority of Cumberland converts Public Housing units to project-based assistance with long-term contracts. RAD units in Cumberland maintain the same resident protections as Public Housing while enabling capital improvements to the properties.
Frequently Asked Questions
Is applying at Housing Authority of Cumberland free?
How long is the wait at Housing Authority of Cumberland?
Can I apply to other housing authorities while on this waitlist?
How do I contact Housing Authority of Cumberland?
What are the income limits for Housing Authority of Cumberland?
Housing Authority of Cumberland Income Limits
Income limits for programs at the Housing Authority of Cumberland are based on the Area Median Income (AMI) for Harlan County, KY. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $35,450. Limits are set annually by HUD and vary by household size.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $15,650 | $24,850 | $39,700 |
| 2 Persons | $21,150 | $28,400 | $45,400 |
| 3 Persons | $26,650 | $31,950 | $51,050 |
| 4 Persons | $32,150 | $35,450 | $56,700 |
| 5 Persons | $37,650 | $38,300 | $61,250 |
| 6 Persons | $41,150 | $41,150 | $65,800 |
| 7 Persons | $44,000 | $44,000 | $70,350 |
| 8 Persons | $46,800 | $46,800 | $74,850 |
What do these income limits mean?
Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.
Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.
Nearby Housing Authorities
Applying to multiple housing authorities increases your chances of receiving assistance. These PHAs are closest to Housing Authority of Cumberland — including across state lines.