Section 8 & Public Housing Waiting Lists in Cumberland, Kentucky
There is 1 open waiting list in the Cumberland area right now. Section 8 Waitlist monitors 1 housing authority serving Cumberland, Kentucky and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.
If no lists are currently open in Cumberland, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.
Affordable Housing in Cumberland, Kentucky
Cumberland, Kentucky is served by 1 housing authority offering federal rental assistance through Section 8 and Public Housing programs. Right now, 1 waiting list is accepting applications in the Cumberland area. There are also 29 open waitlists within 50 miles that accept applications from non-residents.
Housing programs available in Cumberland include Public Housing, Section 8 Housing Choice Vouchers (HCV), Mainstream, Project-Based Vouchers (PBV), RAD. Of these, the following currently have open waitlists: Public Housing (1 open).
Latest Opening
Housing Authority of Cumberland opened its Public Housing waitlist .
About Housing in Cumberland, Kentucky
Seeking affordable housing in Cumberland, Kentucky? The Housing Authority of Cumberland serves the area as the primary provider of housing assistance. Currently, one waiting list is open, while zero are closed, offering opportunities for eligible applicants. The area has approximately 140 assisted housing units in total.
The Housing Authority of Cumberland offers various programs, including Housing Choice Voucher (HCV), Mainstream, Project-Based Vouchers (PBV), Public Housing, and Rental Assistance Demonstration (RAD). It is important to note that the Public Housing program currently has one open waiting list. For families of four, the Very Low Income limit in the Harlan County, KY area for FY2025 is $35,450 per year. Potential applicants should review specific program requirements.
For broader housing resources and information, the Kentucky Housing Corporation (KHC) is the state's housing agency and may also provide helpful guidance. To ensure a successful application, it is crucial to contact the Housing Authority of Cumberland directly to confirm eligibility criteria, understand the application process, and inquire about the status of specific program waiting lists. Applying as soon as a list opens can improve your chances.
Housing Authorities in Cumberland
How to Apply for Section 8 in Cumberland
To apply for housing assistance in Cumberland, Kentucky, submit an application directly to Housing Authority of Cumberland, the housing authority serving this area. Right now, 1 waiting list is accepting applications — apply as soon as possible, as open enrollment periods can close with short notice. Applications are always free — never pay anyone to apply on your behalf.
Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $35,450/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.
Housing programs available in Cumberland include Public Housing, Section 8 Housing Choice Vouchers (HCV), Project-Based Vouchers (PBV), RAD, Mainstream. Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).
Cumberland, Kentucky Section 8 Income Limits
To qualify for Section 8 or Public Housing in Cumberland, Kentucky, your household income must fall within HUD's income limits for the Harlan County, KY area. A family of four must earn less than $35,450 per year (Very Low Income) to be eligible for most programs. The area median family income is $55,500.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $15,650 | $24,850 | $39,700 |
| 2 Persons | $21,150 | $28,400 | $45,400 |
| 3 Persons | $26,650 | $31,950 | $51,050 |
| 4 Persons | $32,150 | $35,450 | $56,700 |
| 5 Persons | $37,650 | $38,300 | $61,250 |
| 6 Persons | $41,150 | $41,150 | $65,800 |
| 7 Persons | $44,000 | $44,000 | $70,350 |
| 8 Persons | $46,800 | $46,800 | $74,850 |
How do income limits affect my eligibility?
Housing authorities in Cumberland use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.
Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.
Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.
Nearby Cities with Housing Authorities
Applying to nearby cities increases your chances of receiving assistance sooner. These cities are within 75 miles of Cumberland and have active housing programs.