Coldwater Housing Commission

Coldwater, Michigan

Last Updated

Less than an hour ago

About Coldwater Housing Commission

Coldwater Housing Commission (HUD agency code MI056) is the public housing agency serving Coldwater, Branch County, Michigan.

Section 8 Waitlist tracks 2 waiting lists at this agency, covering Public Housing, HCV. As of Oct 6, 2026, 1 is open and 1 is closed.

Income eligibility is set by HUD for the Branch County, MI area. A four-person household qualifies as Very Low Income at or below $41,150 per year, and as Low Income at or below $65,850 (HUD FY2025 limits). Most waiting lists at this agency apply the Very Low Income threshold.

Section 8 Waitlist has recorded 1 status change at this agency, most recently on Feb 19, 2026.

Public Housing Waitlist

Status

open

How to Apply

Multiple

Accepting applications — no deadline
Open until further notice
Open Now

Additional Notes

The Public Housing program is currently accepting pre-applications for senior/disabled individuals only, not for families. Preferences are given to applicants who are involuntarily displaced, in in substandard living conditions, rent burdened, live and/or work in Branch County, or are veterans. A criminal background check is required, and a police background check form must be taken to the Coldwater Police Department within two weeks of application. Applications can be picked up in person at 60 South Clay St., Coldwater, MI 49036, or downloaded online, then completed and mailed or hand-delivered to the same address.

Other Programs

1 program

These programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.

Section 8 Housing Choice Voucher (HCV)
Closed

The Section 8 Voucher Programs waiting list is currently closed for the Coldwater Housing Authority.

This waitlist is currently closed. It is monitored nightly — you'll be alerted when it reopens.

Status History

HCV Closed Feb 19, 2026

Official Application

Contact Coldwater Housing Commission directly to request an application. Applications are always free — never pay anyone to apply on your behalf.

Contact the housing authority directly for application information.

WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING

Contact Information

Address 60 S Clay St
City Coldwater, MI 49036
Phone
(517) ███-████
PHA Code MI056

Important Notices

  • Waiting lists can close without notice once a specific number of applications is reached.

  • Ensure your contact information is always up to date with the PHA to avoid being removed from the list.

How to Apply at Coldwater Housing Commission

1

Check Current Status

Coldwater Housing Commission currently has 1 open waiting list (Public Housing). Application windows can close with little notice, so apply as soon as possible.

2

Gather Required Documents

For Section 8 voucher programs at Coldwater Housing Commission, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $41,150/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.

3

Submit Your Application

Contact Coldwater Housing Commission directly at to request an application. Applications are always free — never pay anyone to apply on your behalf.

4

After You Apply

Once accepted onto the waiting list at Coldwater Housing Commission, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Wait times vary from 6 months to over 5 years depending on local demand and funding. You will be notified when your name reaches the top of the list for eligibility verification.

Programs at Coldwater Housing Commission

Public Housing Public Housing open

Public Housing units at Coldwater Housing Commission are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.

HCV Section 8 Housing Choice Voucher (HCV) closed

The Housing Choice Voucher program at Coldwater Housing Commission provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Coldwater. Vouchers are portable — you can take them with you if you move to a different city or state.

Frequently Asked Questions

Is applying at Coldwater Housing Commission free?
Yes. Applying for any federally-funded housing assistance program is always free. Coldwater Housing Commission administers 2 programs (Public Housing, Section 8 Housing Choice Voucher (HCV)) — none of which charge an application fee. If any website or person asks you to pay money to apply, it is a scam. Always apply directly through the housing authority or in person at their office at 60 S Clay St, Coldwater, MI.
How long is the wait at Coldwater Housing Commission?
Wait times at Coldwater Housing Commission depend on demand in Coldwater, funding levels, and your priority status. The most recent status change we tracked was on February 19, 2026 when the Section 8 Housing Choice Voucher (HCV) list changed from "closed" to "closed." Families with children, elderly applicants, and disabled individuals may receive priority placement. Contact Coldwater Housing Commission directly for current estimated wait times.
Can I apply to other housing authorities while on this waitlist?
Yes. There is no limit to the number of housing authority waiting lists you can join simultaneously. There are 8 other housing authorities within 100 miles of Coldwater Housing Commission, including Bronson Housing Commission (11 mi), Fremont Housing Authority (16 mi), Hillsdale Housing Commission (19 mi). Applying to multiple PHAs in Michigan and neighboring states is strongly recommended to increase your chances. Browse all housing authorities in Michigan.
How do I contact Coldwater Housing Commission?
Coldwater Housing Commission's direct phone number is listed in the contact panel on this page. Their office is located at 60 S Clay St, Coldwater, MI 49036. Unlock the contact details to see it. Office hours may vary — call ahead to confirm.
What are the income limits for Coldwater Housing Commission?
Income limits for Coldwater Housing Commission are set by HUD based on the Area Median Income for Branch County, MI (currently $82,300). For a family of four, the Very Low Income limit (50% AMI) is $41,150. Most Section 8 and Public Housing programs require your household income to be at or below this level. See the full income limits table below.

Coldwater Housing Commission Income Limits

Income limits for programs at the Coldwater Housing Commission are based on the Area Median Income (AMI) for Branch County, MI. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $41,150. Limits are set annually by HUD and vary by household size.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $17,300 $28,850 $46,100
2 Persons $21,150 $32,950 $52,700
3 Persons $26,650 $37,050 $59,300
4 Persons $32,150 $41,150 $65,850
5 Persons $37,650 $44,450 $71,150
6 Persons $43,150 $47,750 $76,400
7 Persons $48,650 $51,050 $81,700
8 Persons $54,150 $54,350 $86,950
Source: HUD FY 2025 Income Limits Area Median Income: $82,300 Effective April 1, 2025
What do these income limits mean?

Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.

Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.