Coldwater Housing Commission

Coldwater, Michigan

Last Updated

22 hours ago

About Coldwater Housing Commission

Coldwater Housing Commission (PHA Code: MI056) provides housing assistance in Coldwater, Branch County, Michigan. They administer both Public Housing and Housing Choice Voucher (HCV) programs. Currently, the waitlist for their Public Housing program is open and accepting applications. The Housing Choice Voucher (HCV) program waitlist is presently closed to new applicants.

Applicants for the Public Housing program must meet specific income eligibility requirements based on family size and area median income. For a family of four, the Very Low Income limit in Branch County, MI, is $41,150 per year. These income limits are subject to change. Interested individuals should contact the Coldwater Housing Commission directly to determine their eligibility and application status.

Public Housing Waitlist

Status

open

How to Apply

Multiple

Accepting applications — no deadline
Open until further notice
Open Now
Apply Now — Official Portal

Additional Notes

The Coldwater Housing Commission is currently accepting Public Housing pre-applications for senior/disabled individuals only, as they do not offer a program for families. Preferences are given to those involuntarily displaced, living in substandard conditions, experiencing rent burden, living or working in Branch County, or veterans.

Other Programs

1 program

These programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.

Section 8 Housing Choice Voucher (HCV)
Closed

The Coldwater Housing Commission provides Section 8 Housing Choice Vouchers, with inquiries directed to Housing Choices LLC. The Michigan State Housing Development Authority (MSHDA) Housing Choice Voucher (HCV) program waitlist closed to new additions starting July 1, 2024, due to budget constraints, and will remain closed until further notice.

This waitlist is currently closed. It is monitored nightly — you'll be alerted when it reopens.

Status History

HCV Closed Feb 19, 2026

Official Application

Apply directly through the official Coldwater Housing Commission portal. Applications are free — never pay anyone to apply on your behalf.

Go to Official Site

WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING

Contact Information

Address 60 S Clay St
City Coldwater, MI 49036
PHA Code MI056

Important Notices

  • Waiting lists can close without notice once a specific number of applications is reached.

  • Ensure your contact information is always up to date with the PHA to avoid being removed from the list.

How to Apply at Coldwater Housing Commission

1

Check Current Status

Coldwater Housing Commission currently has 1 open waiting list (Public Housing). Application windows can close with little notice, so apply as soon as possible.

2

Gather Required Documents

For Section 8 voucher programs at Coldwater Housing Commission, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $41,150/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.

3

Submit Your Application

Apply directly through the official Coldwater Housing Commission portal. Applications are free — never pay anyone to apply on your behalf. If applying online, take a screenshot of your confirmation page for your records.

4

After You Apply

Once accepted onto the waiting list at Coldwater Housing Commission, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Wait times vary from 6 months to over 5 years depending on local demand and funding. You will be notified when your name reaches the top of the list for eligibility verification.

Programs at Coldwater Housing Commission

Public Housing Public Housing open

Public Housing units at Coldwater Housing Commission are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.

HCV Housing Choice Voucher (Section 8) closed

The Housing Choice Voucher program at Coldwater Housing Commission provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Coldwater. Vouchers are portable — you can take them with you if you move to a different city or state.

Frequently Asked Questions

Is applying at Coldwater Housing Commission free?
Yes. Applying for any federally-funded housing assistance program is always free. Coldwater Housing Commission administers 2 programs (Public Housing, HCV) — none of which charge an application fee. If any website or person asks you to pay money to apply, it is a scam. Always apply directly through the housing authority's official portal or in person at their office at 60 S Clay St, Coldwater, MI.
How long is the wait at Coldwater Housing Commission?
Wait times at Coldwater Housing Commission depend on demand in Coldwater, funding levels, and your priority status. The most recent status change we tracked was on February 19, 2026 when the HCV list changed from "closed" to "closed." Families with children, elderly applicants, and disabled individuals may receive priority placement. Contact Coldwater Housing Commission directly for current estimated wait times.
Can I apply to other housing authorities while on this waitlist?
Yes. There is no limit to the number of housing authority waiting lists you can join simultaneously. There are 8 other housing authorities within 100 miles of Coldwater Housing Commission, including Bronson Housing Commission (11 mi), Fremont Housing Authority (16 mi), Hillsdale Housing Commission (19 mi). Applying to multiple PHAs in Michigan and neighboring states is strongly recommended to increase your chances. Browse all housing authorities in Michigan.
How do I contact Coldwater Housing Commission?
You can reach Coldwater Housing Commission by phone at (517) 278-2660. Their office is located at 60 S Clay St, Coldwater, MI 49036. Office hours may vary — call ahead to confirm.
What are the income limits for Coldwater Housing Commission?
Income limits for Coldwater Housing Commission are set by HUD based on the Area Median Income for Branch County, MI (currently $82,300). For a family of four, the Very Low Income limit (50% AMI) is $41,150. Most Section 8 and Public Housing programs require your household income to be at or below this level. See the full income limits table below.

Coldwater Housing Commission Income Limits

Income limits for programs at the Coldwater Housing Commission are based on the Area Median Income (AMI) for Branch County, MI. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $41,150. Limits are set annually by HUD and vary by household size.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $17,300 $28,850 $46,100
2 Persons $21,150 $32,950 $52,700
3 Persons $26,650 $37,050 $59,300
4 Persons $32,150 $41,150 $65,850
5 Persons $37,650 $44,450 $71,150
6 Persons $43,150 $47,750 $76,400
7 Persons $48,650 $51,050 $81,700
8 Persons $54,150 $54,350 $86,950
Source: HUD FY 2025 Income Limits Area Median Income: $82,300 Effective April 1, 2025
What do these income limits mean?

Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.

Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.