Saginaw Housing Commission

Saginaw, Michigan

Last Updated

1 hours ago

About Saginaw Housing Commission

The Saginaw Housing Commission (PHA Code: MI006) manages assisted housing programs in Saginaw, Saginaw County, Michigan. This authority oversees approximately 1,919 assisted housing units, which include 1,266 Housing Choice Voucher (HCV) units and 653 Public Housing units.

The Commission offers assistance through its Public Housing and Housing Choice Voucher (HCV) programs. Currently, the Public Housing program waitlist is open for new applications. The Housing Choice Voucher (HCV) program waitlist is closed at this time.

For applicants, the very low income limit for a family of four in the Saginaw, MI MSA area is $40,950 per year. Interested individuals should contact the Saginaw Housing Commission directly regarding current application procedures for the open Public Housing program.

Public Housing Waitlist

Status

open

How to Apply

Online

Accepting applications — no deadline
Open until further notice
Open Now
Apply Now — Official Portal

Additional Notes

Applicants will be placed on the waiting list according to date and time of their completed application received by the PHA. The PHA will assign families on the waiting list according to the bedroom size for which a family qualifies.

View original notice — waitlistcheck.com

Other Programs

1 program

These programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.

Section 8 Housing Choice Voucher (HCV)
Closed

The final waitlist will be determined using a random lottery of 500 applications. Applicants will be notified of their status of the lottery results.

This waitlist is currently closed. It is monitored nightly — you'll be alerted when it reopens.
Official Portal

Official Application

Apply directly through the official Saginaw Housing Commission portal. Applications are free — never pay anyone to apply on your behalf.

Go to Official Site

WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING

Contact Information

Address 1803 Norman St
City Saginaw, MI 48601
PHA Code MI006
Section 8 Units 1,266
Public Housing Units 653

Important Notices

  • Waiting lists can close without notice once a specific number of applications is reached.

  • Ensure your contact information is always up to date with the PHA to avoid being removed from the list.

How to Apply at Saginaw Housing Commission

1

Check Current Status

Saginaw Housing Commission currently has 1 open waiting list (Public Housing). Application windows can close with little notice, so apply as soon as possible.

2

Gather Required Documents

For Section 8 voucher programs at Saginaw Housing Commission, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $40,950/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.

3

Submit Your Application

Apply directly through the official Saginaw Housing Commission portal. Applications are free — never pay anyone to apply on your behalf. If applying online, take a screenshot of your confirmation page for your records.

4

After You Apply

Once accepted onto the waiting list at Saginaw Housing Commission, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Saginaw Housing Commission manages approximately 1,919 assisted housing units (1,266 Section 8, 653 Public Housing), and wait times depend on turnover and demand in Saginaw. You will be notified when your name reaches the top of the list for eligibility verification.

Programs at Saginaw Housing Commission

Public Housing Public Housing open

Public Housing units at Saginaw Housing Commission are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Saginaw Housing Commission manages approximately 653 Public Housing units in Saginaw. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.

HCV Housing Choice Voucher (Section 8) closed

The Housing Choice Voucher program at Saginaw Housing Commission provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Saginaw. This program serves approximately 1,266 households. Vouchers are portable — you can take them with you if you move to a different city or state.

Frequently Asked Questions

Is applying at Saginaw Housing Commission free?
Yes. Applying for any federally-funded housing assistance program is always free. Saginaw Housing Commission administers 2 programs (Public Housing, HCV) — none of which charge an application fee. If any website or person asks you to pay money to apply, it is a scam. Always apply directly through the housing authority's official portal or in person at their office at 1803 Norman St, Saginaw, MI.
How long is the wait at Saginaw Housing Commission?
Wait times at Saginaw Housing Commission depend on demand in Saginaw, funding levels, and your priority status. With approximately 1,919 assisted housing units, turnover determines how quickly the list moves. Families with children, elderly applicants, and disabled individuals may receive priority placement. Contact Saginaw Housing Commission directly for current estimated wait times.
Can I apply to other housing authorities while on this waitlist?
Yes. There is no limit to the number of housing authority waiting lists you can join simultaneously. There are 8 other housing authorities within 100 miles of Saginaw Housing Commission, including Bay City Housing Commission (10 mi), Bay County Housing Department (11 mi), Flint Housing Commission (31 mi). Applying to multiple PHAs in Michigan and neighboring states is strongly recommended to increase your chances. Browse all housing authorities in Michigan.
How do I contact Saginaw Housing Commission?
You can reach Saginaw Housing Commission by phone at (989) 755-8183. Their office is located at 1803 Norman St, Saginaw, MI 48601. You can also email them at shc@saginawhousing.org. Office hours may vary — call ahead to confirm.
What are the income limits for Saginaw Housing Commission?
Income limits for Saginaw Housing Commission are set by HUD based on the Area Median Income for Saginaw, MI MSA (currently $80,600). For a family of four, the Very Low Income limit (50% AMI) is $40,950. Most Section 8 and Public Housing programs require your household income to be at or below this level. See the full income limits table below.

Saginaw Housing Commission Income Limits

Income limits for programs at the Saginaw Housing Commission are based on the Area Median Income (AMI) for Saginaw, MI MSA. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $40,950. Limits are set annually by HUD and vary by household size.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $17,200 $28,700 $45,850
2 Persons $21,150 $32,800 $52,400
3 Persons $26,650 $36,900 $58,950
4 Persons $32,150 $40,950 $65,500
5 Persons $37,650 $44,250 $70,750
6 Persons $43,150 $47,550 $76,000
7 Persons $48,650 $50,800 $81,250
8 Persons $54,100 $54,100 $86,500
Source: HUD FY 2025 Income Limits Area Median Income: $80,600 Effective April 1, 2025
What do these income limits mean?

Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.

Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.