Saint Charles, MO

Section 8 & Public Housing Waiting Lists in Saint Charles, Missouri

All waiting lists in Saint Charles are currently closed. Section 8 Waitlist monitors 1 housing authority serving Saint Charles, Missouri and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.

If no lists are currently open in Saint Charles, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.

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Affordable Housing in Saint Charles, Missouri

Saint Charles, Missouri is served by 1 housing authority offering federal rental assistance through Section 8 and Public Housing programs. Currently, all waitlists in Saint Charles are closed. Openings can happen with as little as 48 hours notice, so monitoring is critical. There are also 15 open waitlists within 50 miles that accept applications from non-residents.

Housing programs available in Saint Charles include Section 8 Housing Choice Vouchers (HCV), Public Housing.

Open Lists Nearby

While no waitlists are open in Saint Charles right now, there are 15 open lists within 50 miles. Most housing authorities accept applications from non-residents, so applying in neighboring cities is a practical strategy. Scroll down to "Nearby Cities" below for options.

About Housing in Saint Charles, Missouri

Those seeking affordable housing options in Saint Charles, Missouri, are primarily served by the Housing Authority of the City of St. Charles. This agency manages vital housing assistance programs designed to help individuals and families find suitable and affordable living arrangements. Currently, there are approximately 375 assisted housing units available across the area through various programs.

The Housing Authority of the City of St. Charles offers two main program types: the Housing Choice Voucher (HCV) program and Public Housing. It is important for prospective applicants to know that both of these program waiting lists are currently closed. While this means new applications cannot be submitted at this time, interested parties should still understand the eligibility criteria. For instance, the Very Low Income limit for a family of four in the St. Louis, MO-IL HUD Metro FMR Area for FY2025 is $55,700 per year.

Given the current status of closed waitlists, it is advisable to regularly check for updates directly from the Housing Authority of the City of St. Charles regarding when applications might reopen. Additionally, the Missouri Housing Development Commission (MHDC) serves as the state housing agency, providing broader resources and information on affordable housing initiatives within Missouri. Staying informed about application windows and eligibility requirements is crucial for those seeking assistance.

How to Apply for Section 8 in Saint Charles

To apply for housing assistance in Saint Charles, Missouri, submit an application directly to Housing Authority of the City of St. Charles, the housing authority serving this area. All waitlists are currently closed, but openings happen with as little as 48 hours notice. Applications are always free — never pay anyone to apply on your behalf.

Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $55,700/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.

Housing programs available in Saint Charles include Section 8 Housing Choice Vouchers (HCV), Public Housing. Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).

Saint Charles, Missouri Section 8 Income Limits

To qualify for Section 8 or Public Housing in Saint Charles, Missouri, your household income must fall within HUD's income limits for the St. Louis, MO-IL HUD Metro FMR Area area. A family of four must earn less than $55,700 per year (Very Low Income) to be eligible for most programs. The area median family income is $111,400.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $23,400 $39,000 $62,400
2 Persons $26,750 $44,600 $71,300
3 Persons $30,100 $50,150 $80,200
4 Persons $33,400 $55,700 $89,100
5 Persons $37,650 $60,200 $96,250
6 Persons $43,150 $64,650 $103,400
7 Persons $48,650 $69,100 $110,500
8 Persons $54,150 $73,550 $117,650
Source: HUD FY 2025 Income Limits Area Median Income: $111,400 Effective April 1, 2025
How do income limits affect my eligibility?

Housing authorities in Saint Charles use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.

Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.

Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.

Frequently Asked Questions

Are there open Section 8 waiting lists in Saint Charles?
Currently, all waiting lists in Saint Charles, Missouri are closed. Section 8 Waitlist checks every housing authority nightly and will show openings as soon as they occur. In the meantime, consider applying to nearby cities listed below.
Can I apply for Section 8 in Saint Charles if I don't live there?
In most cases, yes. While some PHAs give preference to local residents, there is no federal rule requiring you to live in a city to apply for its waiting list. Many applicants apply to housing authorities in multiple cities and states simultaneously to increase their chances of receiving assistance.
How long is the wait for Section 8 in Saint Charles?
Wait times vary depending on demand, funding, and your priority status. National averages range from 6 months to 5+ years. Saint Charles wait times depend on the specific housing authority and program type. Contact the PHA directly for current estimates, and consider applying to multiple PHAs to improve your chances.
All housing authorities in Missouri