Section 8 & Public Housing Waiting Lists in Saint Charles, Missouri
All waiting lists in Saint Charles are currently closed. Section 8 Waitlist monitors 1 housing authority serving Saint Charles, Missouri and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.
If no lists are currently open in Saint Charles, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.
Affordable Housing in Saint Charles, Missouri
Saint Charles, Missouri is served by 1 housing authority offering federal rental assistance through Section 8 and Public Housing programs. Currently, all waitlists in Saint Charles are closed. Openings can happen with as little as 48 hours notice, so monitoring is critical. There are also 15 open waitlists within 50 miles that accept applications from non-residents.
Housing programs available in Saint Charles include Section 8 Housing Choice Vouchers (HCV), Public Housing.
Open Lists Nearby
While no waitlists are open in Saint Charles right now, there are 15 open lists within 50 miles. Most housing authorities accept applications from non-residents, so applying in neighboring cities is a practical strategy. Scroll down to "Nearby Cities" below for options.
About Housing in Saint Charles, Missouri
Federal rental assistance in Saint Charles, St. Charles County is administered by Housing Authority of the City of St. Charles (HUD agency code MO006). It administers roughly 375 assisted housing units — 70 public housing units and 305 Housing Choice Vouchers.
Section 8 Waitlist tracks 2 waiting lists across this agency. As of Oct 2, 2026, none are accepting applications. Another 15 open lists are within 50 miles; most agencies accept applications from non-residents.
HUD sets income eligibility for this area as St. Louis, MO-IL HUD Metro FMR Area. A four-person household qualifies as Very Low Income at or below $55,700 per year, and as Low Income at or below $89,100 (HUD FY2025 limits).
Housing Authorities in Saint Charles
How to Apply for Section 8 in Saint Charles
To apply for housing assistance in Saint Charles, Missouri, submit an application directly to Housing Authority of the City of St. Charles, the housing authority serving this area. All waitlists are currently closed, but openings happen with as little as 48 hours notice. Applications are always free — never pay anyone to apply on your behalf.
Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $55,700/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.
Housing programs available in Saint Charles include Public Housing, Section 8 Housing Choice Vouchers (HCV). Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).
Saint Charles, Missouri Section 8 Income Limits
To qualify for Section 8 or Public Housing in Saint Charles, Missouri, your household income must fall within HUD's income limits for the St. Louis, MO-IL HUD Metro FMR Area area. A family of four must earn less than $55,700 per year (Very Low Income) to be eligible for most programs. The area median family income is $111,400.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $23,400 | $39,000 | $62,400 |
| 2 Persons | $26,750 | $44,600 | $71,300 |
| 3 Persons | $30,100 | $50,150 | $80,200 |
| 4 Persons | $33,400 | $55,700 | $89,100 |
| 5 Persons | $37,650 | $60,200 | $96,250 |
| 6 Persons | $43,150 | $64,650 | $103,400 |
| 7 Persons | $48,650 | $69,100 | $110,500 |
| 8 Persons | $54,150 | $73,550 | $117,650 |
How do income limits affect my eligibility?
Housing authorities in Saint Charles use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.
Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.
Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.
Nearby Cities with Housing Authorities
Applying to nearby cities increases your chances of receiving assistance sooner. These cities are within 75 miles of Saint Charles and have active housing programs.