Housing Authority of the City of St. Charles

Saint Charles, Missouri

Last Updated

1 hours ago

About Housing Authority of the City of St. Charles

The Housing Authority of the City of St. Charles (PHA Code MO006) is located in Saint Charles, St. Charles County, Missouri. This authority manages approximately 375 assisted housing units, comprising 305 Section 8 Housing Choice Vouchers (HCV) and 70 Public Housing units.

The primary programs administered are the Housing Choice Voucher (HCV) program and Public Housing. All waiting lists for both the HCV program and Public Housing are currently closed and not accepting new applications. For a general understanding of income guidelines, the Very Low Income limit for a family of four in the St. Louis, MO-IL HUD Metro FMR Area is $55,700 per year.

Other Programs

2 programs

These programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.

Section 8 Housing Choice Voucher (HCV)
Closed

For assistance with obtaining a new housing voucher, contact North East Community Action Corporation (NECAC) at 636-272-3477 or visit their website at www.necac.org.

This waitlist is currently closed. It is monitored nightly — you'll be alerted when it reopens.
Public Housing
Closed

The Public Housing waiting list is currently closed; preferences include living in St. Charles County, working, elderly (62+), disabled, and veteran status.

This waitlist is currently closed. It is monitored nightly — you'll be alerted when it reopens.

Status History

HCV Closed Feb 22, 2026
HCV unknown Feb 19, 2026
HCV Closed Feb 18, 2026

Official Application

Contact Housing Authority of the City of St. Charles directly at (636) 946-6577 to request an application. Applications are always free — never pay anyone to apply on your behalf.

Contact the housing authority directly for application information.

WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING

Contact Information

Address 1041 Olive St
City Saint Charles, MO 63301
PHA Code MO006
Section 8 Units 305
Public Housing Units 70

Important Notices

  • Waiting lists can close without notice once a specific number of applications is reached.

  • Ensure your contact information is always up to date with the PHA to avoid being removed from the list.

How to Apply at Housing Authority of the City of St. Charles

1

Check Current Status

All 2 waiting lists at Housing Authority of the City of St. Charles are currently closed. Lists typically open with short notice — sometimes as little as 48 hours. The status at the top of this page is updated nightly.

2

Gather Required Documents

For Section 8 voucher programs at Housing Authority of the City of St. Charles, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $55,700/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.

3

Submit Your Application

Contact Housing Authority of the City of St. Charles directly at (636) 946-6577 to request an application. Applications are always free — never pay anyone to apply on your behalf.

4

After You Apply

Once accepted onto the waiting list at Housing Authority of the City of St. Charles, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Housing Authority of the City of St. Charles manages approximately 375 assisted housing units (305 Section 8, 70 Public Housing), and wait times depend on turnover and demand in Saint Charles. You will be notified when your name reaches the top of the list for eligibility verification.

Programs at Housing Authority of the City of St. Charles

HCV Housing Choice Voucher (Section 8) closed

The Housing Choice Voucher program at Housing Authority of the City of St. Charles provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Saint Charles. This program serves approximately 305 households. Vouchers are portable — you can take them with you if you move to a different city or state.

Public Housing Public Housing closed

Public Housing units at Housing Authority of the City of St. Charles are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Housing Authority of the City of St. Charles manages approximately 70 Public Housing units in Saint Charles. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.

Frequently Asked Questions

Is applying at Housing Authority of the City of St. Charles free?
Yes. Applying for any federally-funded housing assistance program is always free. Housing Authority of the City of St. Charles administers 2 programs (HCV, Public Housing) — none of which charge an application fee. If any website or person asks you to pay money to apply, it is a scam. Always apply directly through the housing authority or in person at their office at 1041 Olive St, Saint Charles, MO.
How long is the wait at Housing Authority of the City of St. Charles?
Wait times at Housing Authority of the City of St. Charles depend on demand in Saint Charles, funding levels, and your priority status. With approximately 375 assisted housing units, turnover determines how quickly the list moves. The most recent status change we tracked was on February 22, 2026 when the HCV list changed from "unknown" to "closed." Families with children, elderly applicants, and disabled individuals may receive priority placement. Contact Housing Authority of the City of St. Charles directly for current estimated wait times.
Can I apply to other housing authorities while on this waitlist?
Yes. There is no limit to the number of housing authority waiting lists you can join simultaneously. There are 8 other housing authorities within 100 miles of Housing Authority of the City of St. Charles, including Housing Authority of the City of Olivette (10 mi), Housing Authority of the City of Hillsdale (10 mi), Housing Authority of the City of Pagedale (10 mi). Applying to multiple PHAs in Missouri and neighboring states is strongly recommended to increase your chances. Browse all housing authorities in Missouri.
How do I contact Housing Authority of the City of St. Charles?
You can reach Housing Authority of the City of St. Charles by phone at (636) 946-6577. Their office is located at 1041 Olive St, Saint Charles, MO 63301. You can also email them at mary@stcha.org. Office hours may vary — call ahead to confirm.
What are the income limits for Housing Authority of the City of St. Charles?
Income limits for Housing Authority of the City of St. Charles are set by HUD based on the Area Median Income for St. Louis, MO-IL HUD Metro FMR Area (currently $111,400). For a family of four, the Very Low Income limit (50% AMI) is $55,700. Most Section 8 and Public Housing programs require your household income to be at or below this level. See the full income limits table below.

Housing Authority of the City of St. Charles Income Limits

Income limits for programs at the Housing Authority of the City of St. Charles are based on the Area Median Income (AMI) for St. Louis, MO-IL HUD Metro FMR Area. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $55,700. Limits are set annually by HUD and vary by household size.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $23,400 $39,000 $62,400
2 Persons $26,750 $44,600 $71,300
3 Persons $30,100 $50,150 $80,200
4 Persons $33,400 $55,700 $89,100
5 Persons $37,650 $60,200 $96,250
6 Persons $43,150 $64,650 $103,400
7 Persons $48,650 $69,100 $110,500
8 Persons $54,150 $73,550 $117,650
Source: HUD FY 2025 Income Limits Area Median Income: $111,400 Effective April 1, 2025
What do these income limits mean?

Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.

Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.