Section 8 & Public Housing Waiting Lists in Murphy, North Carolina
All waiting lists in Murphy are currently closed. Section 8 Waitlist monitors 1 housing authority serving Murphy, North Carolina and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.
If no lists are currently open in Murphy, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.
Affordable Housing in Murphy, North Carolina
Murphy, North Carolina is served by 1 housing authority offering federal rental assistance through Section 8 and Public Housing programs. Currently, all waitlists in Murphy are closed. Openings can happen with as little as 48 hours notice, so monitoring is critical. There are also 22 open waitlists within 50 miles that accept applications from non-residents.
Housing programs available in Murphy include Section 8 Housing Choice Vouchers (HCV), Project-Based Vouchers (PBV), Public Housing.
Open Lists Nearby
While no waitlists are open in Murphy right now, there are 22 open lists within 50 miles. Most housing authorities accept applications from non-residents, so applying in neighboring cities is a practical strategy. Scroll down to "Nearby Cities" below for options.
About Housing in Murphy, North Carolina
Affordable housing assistance in Murphy, North Carolina is primarily managed by the Housing Programs of the Town of Murphy. For those seeking housing support, it's important to note the current status of local waiting lists. As of now, there are 0 open waiting lists for housing programs in Murphy. All 4 previously available lists are currently closed to new applications.
The Housing Programs of the Town of Murphy offers several types of assistance. These include programs for Housing Choice Vouchers (HCV), Project-Based Vouchers (PBV), and Public Housing. Additionally, there is a Workforce Housing program specifically for Valley River Apartments. Across these programs, there are approximately 84 assisted housing units available in the area. Eligibility for many of these programs is based on income. For example, a family of four must typically have a Very Low Income of no more than $38,200 per year in Cherokee County, NC, as of FY2025, to qualify for assistance. For broader housing resources in the state, the North Carolina Housing Finance Agency (NCHFA) serves as the state housing agency. Applicants should regularly check with the Housing Programs of the Town of Murphy for updates on when waitlists may reopen.
How to Apply for Section 8 in Murphy
To apply for housing assistance in Murphy, North Carolina, submit an application directly to Housing Programs of the Town of Murphy, the housing authority serving this area. All waitlists are currently closed, but openings happen with as little as 48 hours notice. Applications are always free — never pay anyone to apply on your behalf.
Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $38,200/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.
Housing programs available in Murphy include Workforce Housing (Valley River Apartments), Project-Based Vouchers (PBV), Section 8 Housing Choice Vouchers (HCV), Public Housing. Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).
Murphy, North Carolina Section 8 Income Limits
To qualify for Section 8 or Public Housing in Murphy, North Carolina, your household income must fall within HUD's income limits for the Cherokee County, NC area. A family of four must earn less than $38,200 per year (Very Low Income) to be eligible for most programs. The area median family income is $71,200.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $16,050 | $26,750 | $42,800 |
| 2 Persons | $21,150 | $30,600 | $48,900 |
| 3 Persons | $26,650 | $34,400 | $55,000 |
| 4 Persons | $32,150 | $38,200 | $61,100 |
| 5 Persons | $37,650 | $41,300 | $66,000 |
| 6 Persons | $43,150 | $44,350 | $70,900 |
| 7 Persons | $47,400 | $47,400 | $75,800 |
| 8 Persons | $50,450 | $50,450 | $80,700 |
How do income limits affect my eligibility?
Housing authorities in Murphy use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.
Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.
Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.
Nearby Cities with Housing Authorities
Applying to nearby cities increases your chances of receiving assistance sooner. These cities are within 75 miles of Murphy and have active housing programs.