Housing Programs of the Town of Murphy
Murphy, North Carolina
Last Updated
4 days ago
About Housing Programs of the Town of Murphy
Housing Programs of the Town of Murphy (HUD agency code NC030) is the public housing agency serving Murphy, Cherokee County, North Carolina. It administers 84 public housing units.
Section 8 Waitlist tracks 6 waiting lists at this agency, covering Affordable, HCV, PBV, Public Housing, LIHTC. As of Apr 29, 2026, all 4 tracked lists are closed to new applications. Status is unconfirmed for 2 further lists.
Income eligibility is set by HUD for the Cherokee County, NC area. A four-person household qualifies as Very Low Income at or below $38,200 per year, and as Low Income at or below $61,100 (HUD FY2025 limits). Most waiting lists at this agency apply the Very Low Income threshold.
Section 8 Waitlist has recorded 2 status changes at this agency, most recently on Mar 17, 2026.
Other Programs
5 programsThese programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.
Locally administered affordable housing that is not tied to a single federal voucher program. Eligibility and rents are set by the housing authority or developer, often with income limits based on area median income.
Valley River Apartments is a new 56-unit workforce housing development offering one, two, and three-bedroom apartments to qualified applicants earning 40/50/60% of the area median income for the Town of Murphy.
Applicants for the Housing Choice Voucher program, administered by Four Square Community Action, Inc. for Cherokee County including Murphy, must contact a coordinator at (828) 837-7318 or (828) 557-3080 for an appointment and complete income eligibility determination before placement on the waiting list.
Families with children, elderly applicants, and disabled individuals may receive priority placement. Eligibility is based on income, family size, and citizenship status, with income limits varying by household size and updated annually by HUD.
Eligibility for these programs depends on annual gross income, age or disability status, and US citizenship or eligible immigration status; applicants are encouraged to contact the Murphy Housing Authority at (828) 837-6662 for current application status.
Valley River Apartments offers 1, 2, and 3-bedroom units, with applicants needing to earn 40-60% of the area median income for Murphy, NC. There is a $30 non-refundable application fee, and credit, criminal, and previous rental history will be checked.
Status History
Official Application
Apply directly through the official Housing Programs of the Town of Murphy portal. Applications are free — never pay anyone to apply on your behalf.
WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING
Contact Information
Important Notices
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Waiting lists can close without notice once a specific number of applications is reached.
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Ensure your contact information is always up to date with the PHA to avoid being removed from the list.
How to Apply at Housing Programs of the Town of Murphy
Check Current Status
All 4 waiting lists at Housing Programs of the Town of Murphy are currently closed. Lists typically open with short notice — sometimes as little as 48 hours. The status at the top of this page is updated nightly.
Gather Required Documents
For Section 8 voucher programs at Housing Programs of the Town of Murphy, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $38,200/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.
Submit Your Application
Apply directly through the official Housing Programs of the Town of Murphy portal. Applications are free — never pay to apply.
After You Apply
Once accepted onto the waiting list at Housing Programs of the Town of Murphy, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Housing Programs of the Town of Murphy manages approximately 84 assisted housing units, and wait times depend on turnover and demand in Murphy. You will be notified when your name reaches the top of the list for eligibility verification.
Programs at Housing Programs of the Town of Murphy
Affordable Affordable Housing closed
The Affordable Housing program at Housing Programs of the Town of Murphy provides housing assistance to eligible low-income families, the elderly, and persons with disabilities in Murphy. Contact the housing authority directly for specific program details and eligibility requirements.
HCV Section 8 Housing Choice Voucher (HCV) closed
The Housing Choice Voucher program at Housing Programs of the Town of Murphy provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Murphy. Vouchers are portable — you can take them with you if you move to a different city or state.
PBV Project-Based Voucher (PBV) closed
Project-Based Vouchers at Housing Programs of the Town of Murphy are attached to specific apartment complexes or units in Murphy. Unlike the standard Housing Choice Voucher, PBV assistance stays with the property — not with you. However, after one year of occupancy, you may request a standard portable voucher. PBV waitlists often move faster because fewer applicants know about them.
Public Housing Public Housing closed
Public Housing units at Housing Programs of the Town of Murphy are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Housing Programs of the Town of Murphy manages approximately 84 Public Housing units in Murphy. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.
LIHTC Low-Income Housing Tax Credit (LIHTC) closed
The Low-Income Housing Tax Credit (LIHTC) program at Housing Programs of the Town of Murphy provides housing assistance to eligible low-income families, the elderly, and persons with disabilities in Murphy. Contact the housing authority directly for specific program details and eligibility requirements.
Frequently Asked Questions
Is applying at Housing Programs of the Town of Murphy free?
How long is the wait at Housing Programs of the Town of Murphy?
Can I apply to other housing authorities while on this waitlist?
How do I contact Housing Programs of the Town of Murphy?
What are the income limits for Housing Programs of the Town of Murphy?
Housing Programs of the Town of Murphy Income Limits
Income limits for programs at the Housing Programs of the Town of Murphy are based on the Area Median Income (AMI) for Cherokee County, NC. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $38,200. Limits are set annually by HUD and vary by household size.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $16,050 | $26,750 | $42,800 |
| 2 Persons | $21,150 | $30,600 | $48,900 |
| 3 Persons | $26,650 | $34,400 | $55,000 |
| 4 Persons | $32,150 | $38,200 | $61,100 |
| 5 Persons | $37,650 | $41,300 | $66,000 |
| 6 Persons | $43,150 | $44,350 | $70,900 |
| 7 Persons | $47,400 | $47,400 | $75,800 |
| 8 Persons | $50,450 | $50,450 | $80,700 |
What do these income limits mean?
Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.
Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.
Nearby Housing Authorities
Applying to multiple housing authorities increases your chances of receiving assistance. These PHAs are closest to Housing Programs of the Town of Murphy — including across state lines.