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Section 8 & Public Housing Waiting Lists in Elkhart, Indiana
There is 1 open waiting list in the Elkhart area right now. Section 8 Waitlist monitors 1 housing authority serving Elkhart, Indiana and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.
If no lists are currently open in Elkhart, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.
Affordable Housing in Elkhart, Indiana
Elkhart, Indiana is served by 1 housing authority offering federal rental assistance through Section 8 and Public Housing programs. Right now, 1 waiting list is accepting applications in the Elkhart area. There are also 17 open waitlists within 50 miles that accept applications from non-residents.
Housing programs available in Elkhart include Section 8 Housing Choice Vouchers (HCV), Public Housing. Of these, the following currently have open waitlists: HCV (1 open).
Latest Opening
Housing Authority of the City of Elkhart opened its HCV waitlist .
About Housing in Elkhart, Indiana
In Elkhart, Indiana, affordable housing assistance is primarily administered by the Housing Authority of the City of Elkhart. This agency manages programs designed to help income-eligible residents find safe and affordable places to live. Currently, all waiting lists for assistance through the Housing Authority of the City of Elkhart are closed, with 0 open and 2 closed lists. Programs available include Housing Choice Voucher (HCV) and Public Housing. There are approximately 1,410 assisted housing units in the Elkhart area.
Eligibility for these programs is based on income, among other criteria. For example, a family of four in the Elkhart-Goshen, IN Metropolitan Statistical Area must generally have a household income at or below $44,750 per year to qualify as Very Low Income for FY2025. It is essential for prospective applicants to monitor announcements from the Housing Authority of the City of Elkhart for any changes in waiting list status. While lists are currently closed, they may reopen periodically, and timely application is crucial. You can also explore other state-level programs through the Indiana Housing and Community Development Authority (IHCDA).
Housing Authorities in Elkhart
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How to Apply for Section 8 in Elkhart
To apply for housing assistance in Elkhart, Indiana, submit an application directly to Housing Authority of the City of Elkhart, the housing authority serving this area. Right now, 1 waiting list is accepting applications — apply as soon as possible, as open enrollment periods can close with short notice. Applications are always free — never pay anyone to apply on your behalf.
Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $44,750/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.
Housing programs available in Elkhart include Section 8 Housing Choice Vouchers (HCV), Public Housing. Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).
Elkhart, Indiana Section 8 Income Limits
To qualify for Section 8 or Public Housing in Elkhart, Indiana, your household income must fall within HUD's income limits for the Elkhart-Goshen, IN MSA area. A family of four must earn less than $44,750 per year (Very Low Income) to be eligible for most programs. The area median family income is $89,600.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $18,800 | $31,300 | $50,150 |
| 2 Persons | $21,500 | $35,800 | $57,300 |
| 3 Persons | $26,650 | $40,300 | $64,450 |
| 4 Persons | $32,150 | $44,750 | $71,600 |
| 5 Persons | $37,650 | $48,350 | $77,350 |
| 6 Persons | $43,150 | $51,950 | $83,100 |
| 7 Persons | $48,650 | $55,500 | $88,800 |
| 8 Persons | $54,150 | $59,100 | $94,550 |
How do income limits affect my eligibility?
Housing authorities in Elkhart use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.
Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.
Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.
Nearby Cities with Housing Authorities
Applying to nearby cities increases your chances of receiving assistance sooner. These cities are within 75 miles of Elkhart and have active housing programs.