Housing Authority of the City of Elkhart

Elkhart, Indiana

Last Updated

1 hours ago

About Housing Authority of the City of Elkhart

The Housing Authority of the City of Elkhart (PHA Code: IN026) is situated in Elkhart, Elkhart County, Indiana. This authority manages approximately 1,410 assisted housing units. These include 738 Housing Choice Voucher (HCV) units and 672 Public Housing units.

Please note that all waiting lists for both the Housing Choice Voucher program and Public Housing program are currently closed. The Housing Authority of the City of Elkhart is not accepting new applications for either program at this time.

For an example of eligibility, the Very Low Income limit for a family of four in the Elkhart-Goshen, IN MSA area is $44,750 per year. Eligibility requirements, including specific income limits, must be met when waiting lists are open.

Other Programs

2 programs

These programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.

Section 8 Housing Choice Voucher (HCV)
Closed

The monthly lottery will no longer be held after May 2025. The waitlist will remain open for Foster Youth Initiative (FYI) applications, FYI voucher transfers to HCV, and emergency transfers from Public Housing under VAWA.

This waitlist is currently closed. It is monitored nightly — you'll be alerted when it reopens.
Official Portal
Public Housing
Closed

The Public Housing waiting list is closed.

This waitlist is currently closed. It is monitored nightly — you'll be alerted when it reopens.
Official Portal

Official Application

Apply directly through the official Housing Authority of the City of Elkhart portal. Applications are free — never pay anyone to apply on your behalf.

Go to Official Site

WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING

Contact Information

Address 1396 Benham Ave
City Elkhart, IN 46516
PHA Code IN026
Section 8 Units 738
Public Housing Units 672

Important Notices

  • Waiting lists can close without notice once a specific number of applications is reached.

  • Ensure your contact information is always up to date with the PHA to avoid being removed from the list.

How to Apply at Housing Authority of the City of Elkhart

1

Check Current Status

All 2 waiting lists at Housing Authority of the City of Elkhart are currently closed. Lists typically open with short notice — sometimes as little as 48 hours. The status at the top of this page is updated nightly.

2

Gather Required Documents

For Section 8 voucher programs at Housing Authority of the City of Elkhart, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $44,750/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.

3

Submit Your Application

Apply directly through the official Housing Authority of the City of Elkhart portal. Applications are free — never pay anyone to apply on your behalf. If applying online, take a screenshot of your confirmation page for your records.

4

After You Apply

Once accepted onto the waiting list at Housing Authority of the City of Elkhart, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Housing Authority of the City of Elkhart manages approximately 1,410 assisted housing units (738 Section 8, 672 Public Housing), and wait times depend on turnover and demand in Elkhart. You will be notified when your name reaches the top of the list for eligibility verification.

Programs at Housing Authority of the City of Elkhart

HCV Housing Choice Voucher (Section 8) closed

The Housing Choice Voucher program at Housing Authority of the City of Elkhart provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Elkhart. This program serves approximately 738 households. Vouchers are portable — you can take them with you if you move to a different city or state.

Public Housing Public Housing closed

Public Housing units at Housing Authority of the City of Elkhart are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Housing Authority of the City of Elkhart manages approximately 672 Public Housing units in Elkhart. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.

Frequently Asked Questions

Is applying at Housing Authority of the City of Elkhart free?
Yes. Applying for any federally-funded housing assistance program is always free. Housing Authority of the City of Elkhart administers 2 programs (HCV, Public Housing) — none of which charge an application fee. If any website or person asks you to pay money to apply, it is a scam. Always apply directly through the housing authority's official portal or in person at their office at 1396 Benham Ave, Elkhart, IN.
How long is the wait at Housing Authority of the City of Elkhart?
Wait times at Housing Authority of the City of Elkhart depend on demand in Elkhart, funding levels, and your priority status. With approximately 1,410 assisted housing units, turnover determines how quickly the list moves. Families with children, elderly applicants, and disabled individuals may receive priority placement. Contact Housing Authority of the City of Elkhart directly for current estimated wait times.
Can I apply to other housing authorities while on this waitlist?
Yes. There is no limit to the number of housing authority waiting lists you can join simultaneously. There are 8 other housing authorities within 100 miles of Housing Authority of the City of Elkhart, including Housing Authority of the City of Mishawaka (11 mi), Housing Authority of South Bend (15 mi), Niles Housing Commission (18 mi). Applying to multiple PHAs in Indiana and neighboring states is strongly recommended to increase your chances. Browse all housing authorities in Indiana.
How do I contact Housing Authority of the City of Elkhart?
You can reach Housing Authority of the City of Elkhart by phone at (574) 295-8392. Their office is located at 1396 Benham Ave, Elkhart, IN 46516. You can also email them at marsha.parham-green@ehai.org. Office hours may vary — call ahead to confirm.
What are the income limits for Housing Authority of the City of Elkhart?
Income limits for Housing Authority of the City of Elkhart are set by HUD based on the Area Median Income for Elkhart-Goshen, IN MSA (currently $89,600). For a family of four, the Very Low Income limit (50% AMI) is $44,750. Most Section 8 and Public Housing programs require your household income to be at or below this level. See the full income limits table below.

Housing Authority of the City of Elkhart Income Limits

Income limits for programs at the Housing Authority of the City of Elkhart are based on the Area Median Income (AMI) for Elkhart-Goshen, IN MSA. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $44,750. Limits are set annually by HUD and vary by household size.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $18,800 $31,300 $50,150
2 Persons $21,500 $35,800 $57,300
3 Persons $26,650 $40,300 $64,450
4 Persons $32,150 $44,750 $71,600
5 Persons $37,650 $48,350 $77,350
6 Persons $43,150 $51,950 $83,100
7 Persons $48,650 $55,500 $88,800
8 Persons $54,150 $59,100 $94,550
Source: HUD FY 2025 Income Limits Area Median Income: $89,600 Effective April 1, 2025
What do these income limits mean?

Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.

Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.