Section 8 & Public Housing Waiting Lists in Saint Joseph, Michigan
There is 1 open waiting list in the Saint Joseph area right now. Section 8 Waitlist monitors 1 housing authority serving Saint Joseph, Michigan and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.
If no lists are currently open in Saint Joseph, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.
Affordable Housing in Saint Joseph, Michigan
Saint Joseph, Michigan is served by 1 housing authority offering federal rental assistance through Section 8 and Public Housing programs. Right now, 1 waiting list is accepting applications in the Saint Joseph area. There are also 9 open waitlists within 50 miles that accept applications from non-residents.
Housing programs available in Saint Joseph include Public Housing, Section 8 Housing Choice Vouchers (HCV). Of these, the following currently have open waitlists: Public Housing (1 open).
Latest Opening
Saint Joseph Housing Commission opened its Public Housing waitlist .
About Housing in Saint Joseph, Michigan
Seeking affordable housing assistance in Saint Joseph, Michigan? The primary local agency serving the community is the Saint Joseph Housing Commission. There are approximately 107 assisted housing units available in the area. While various programs contribute to affordable housing solutions, including the Housing Choice Voucher (HCV) program and Public Housing, their current availability for applications is important to note. The Michigan State Housing Development Authority (MSHDA) also plays a role in state-level housing initiatives.
Currently, the Saint Joseph Housing Commission has one waiting list open: for its Public Housing program. The Housing Choice Voucher (HCV) program waitlist is presently closed. For those interested in Public Housing, eligibility is often based on income. For example, a family of four typically needs to meet very low-income guidelines, which for the Niles, MI MSA area in FY2025 is $43,600 per year. It is crucial to contact the Saint Joseph Housing Commission directly to confirm specific income limits, eligibility criteria, and detailed application instructions for the Public Housing program. Applying when waitlists are open is essential for consideration.
Housing Authorities in Saint Joseph
How to Apply for Section 8 in Saint Joseph
To apply for housing assistance in Saint Joseph, Michigan, submit an application directly to Saint Joseph Housing Commission, the housing authority serving this area. Right now, 1 waiting list is accepting applications — apply as soon as possible, as open enrollment periods can close with short notice. Applications are always free — never pay anyone to apply on your behalf.
Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $43,600/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.
Housing programs available in Saint Joseph include Public Housing, Section 8 Housing Choice Vouchers (HCV). Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).
Saint Joseph, Michigan Section 8 Income Limits
To qualify for Section 8 or Public Housing in Saint Joseph, Michigan, your household income must fall within HUD's income limits for the Niles, MI MSA area. A family of four must earn less than $43,600 per year (Very Low Income) to be eligible for most programs. The area median family income is $87,200.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $18,350 | $30,550 | $48,850 |
| 2 Persons | $21,150 | $34,900 | $55,800 |
| 3 Persons | $26,650 | $39,250 | $62,800 |
| 4 Persons | $32,150 | $43,600 | $69,750 |
| 5 Persons | $37,650 | $47,100 | $75,350 |
| 6 Persons | $43,150 | $50,600 | $80,950 |
| 7 Persons | $48,650 | $54,100 | $86,500 |
| 8 Persons | $54,150 | $57,600 | $92,100 |
How do income limits affect my eligibility?
Housing authorities in Saint Joseph use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.
Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.
Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.
Nearby Cities with Housing Authorities
Applying to nearby cities increases your chances of receiving assistance sooner. These cities are within 75 miles of Saint Joseph and have active housing programs.