Saint Joseph Housing Commission

Saint Joseph, Michigan

Last Updated

20 hours ago

About Saint Joseph Housing Commission

The Saint Joseph Housing Commission (PHA Code: MI046) is a housing authority located in Saint Joseph, Berrien County, Michigan. It manages approximately 107 assisted housing units. Currently, the waitlist for its Public Housing program is open for new applications.

For the Public Housing program, applicants should note the Very Low Income limit for a family of four in the Niles, MI MSA area is $43,600 per year. The status of the Housing Choice Voucher (HCV) program waitlist is currently unknown for applications.

Housing waitlist statuses can change, so applicants are encouraged to monitor this authority for updates regarding program openings.

Public Housing Waitlist

Status

open

How to Apply

Multiple

Accepting applications — no deadline
Open until further notice
Open Now

Additional Notes

The program accepts pre-applications for senior/disabled individuals and does not offer housing for families. Preferences are given to veterans and local applicants who live, work, or attend school locally.

Other Programs

1 program

These programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.

Section 8 Housing Choice Voucher (HCV)
Pending

Housing Choice Vouchers (Section 8) provide rental assistance that tenants can use in the private market. The voucher covers a portion of rent, with tenants typically paying 30% of their adjusted gross income. Participants can choose any housing that meets program requirements.

No active waitlist information currently available. This program is monitored nightly — you'll be alerted when openings are detected.

Status History

Public Housing Opened Mar 10, 2026
Public Housing Closed Mar 8, 2026
Public Housing Opened Feb 24, 2026

Deadline: Aug 1, 2025

HCV unknown Feb 19, 2026
HCV Closed Feb 18, 2026

Official Application

Contact Saint Joseph Housing Commission directly at (269) 983-2814 to request an application. Applications are always free — never pay anyone to apply on your behalf.

Contact the housing authority directly for application information.

WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING

Contact Information

Address 601 Port St
City Saint Joseph, MI 49085
PHA Code MI046
Public Housing Units 107

Important Notices

  • Waiting lists can close without notice once a specific number of applications is reached.

  • Ensure your contact information is always up to date with the PHA to avoid being removed from the list.

How to Apply at Saint Joseph Housing Commission

1

Check Current Status

Saint Joseph Housing Commission currently has 1 open waiting list (Public Housing). Application windows can close with little notice, so apply as soon as possible.

2

Gather Required Documents

For Section 8 voucher programs at Saint Joseph Housing Commission, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $43,600/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.

3

Submit Your Application

Contact Saint Joseph Housing Commission directly at (269) 983-2814 to request an application. Applications are always free — never pay anyone to apply on your behalf.

4

After You Apply

Once accepted onto the waiting list at Saint Joseph Housing Commission, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Saint Joseph Housing Commission manages approximately 107 assisted housing units, and wait times depend on turnover and demand in Saint Joseph. You will be notified when your name reaches the top of the list for eligibility verification.

Programs at Saint Joseph Housing Commission

Public Housing Public Housing open

Public Housing units at Saint Joseph Housing Commission are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Saint Joseph Housing Commission manages approximately 107 Public Housing units in Saint Joseph. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.

HCV Housing Choice Voucher (Section 8) closed

The Housing Choice Voucher program at Saint Joseph Housing Commission provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Saint Joseph. Vouchers are portable — you can take them with you if you move to a different city or state.

Frequently Asked Questions

Is applying at Saint Joseph Housing Commission free?
Yes. Applying for any federally-funded housing assistance program is always free. Saint Joseph Housing Commission administers 2 programs (Public Housing, HCV) — none of which charge an application fee. If any website or person asks you to pay money to apply, it is a scam. Always apply directly through the housing authority or in person at their office at 601 Port St, Saint Joseph, MI.
How long is the wait at Saint Joseph Housing Commission?
Wait times at Saint Joseph Housing Commission depend on demand in Saint Joseph, funding levels, and your priority status. With approximately 107 assisted housing units, turnover determines how quickly the list moves. The most recent status change we tracked was on March 10, 2026 when the Public Housing list changed from "closed" to "open." Families with children, elderly applicants, and disabled individuals may receive priority placement. Contact Saint Joseph Housing Commission directly for current estimated wait times.
Can I apply to other housing authorities while on this waitlist?
Yes. There is no limit to the number of housing authority waiting lists you can join simultaneously. There are 8 other housing authorities within 100 miles of Saint Joseph Housing Commission, including Benton Township Housing Commission (3 mi), Benton Harbor Housing Commission (3 mi), Covert Public Housing Commission (17 mi). Applying to multiple PHAs in Michigan and neighboring states is strongly recommended to increase your chances. Browse all housing authorities in Michigan.
How do I contact Saint Joseph Housing Commission?
You can reach Saint Joseph Housing Commission by phone at (269) 983-2814. Their office is located at 601 Port St, Saint Joseph, MI 49085. You can also email them at executivedir@stjosephhousingcommission.org. Office hours may vary — call ahead to confirm.
What are the income limits for Saint Joseph Housing Commission?
Income limits for Saint Joseph Housing Commission are set by HUD based on the Area Median Income for Niles, MI MSA (currently $87,200). For a family of four, the Very Low Income limit (50% AMI) is $43,600. Most Section 8 and Public Housing programs require your household income to be at or below this level. See the full income limits table below.

Saint Joseph Housing Commission Income Limits

Income limits for programs at the Saint Joseph Housing Commission are based on the Area Median Income (AMI) for Niles, MI MSA. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $43,600. Limits are set annually by HUD and vary by household size.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $18,350 $30,550 $48,850
2 Persons $21,150 $34,900 $55,800
3 Persons $26,650 $39,250 $62,800
4 Persons $32,150 $43,600 $69,750
5 Persons $37,650 $47,100 $75,350
6 Persons $43,150 $50,600 $80,950
7 Persons $48,650 $54,100 $86,500
8 Persons $54,150 $57,600 $92,100
Source: HUD FY 2025 Income Limits Area Median Income: $87,200 Effective April 1, 2025
What do these income limits mean?

Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.

Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.