Last Updated
23 hours ago
About Housing Authority of the City of Mishawaka
The Housing Authority of the City of Mishawaka (PHA Code: IN020) serves Mishawaka, St. Joseph County, Indiana. This authority manages approximately 649 assisted housing units, comprising 350 Section 8 Housing Choice Vouchers and 299 Public Housing units.
Currently, the waitlist for Public Housing is open to new applicants, a recent change from an unknown status. The waitlist for the Housing Choice Voucher (HCV) program is presently closed, also recently updated from an unknown to a closed status.
For a family of four in the Very Low Income category, the income limit for the South Bend-Mishawaka, IN HUD Metro FMR Area is $44,000 per year. Individuals interested in applying for Public Housing should contact the Housing Authority of the City of Mishawaka directly for specific eligibility requirements and application procedures.
Public Housing Waitlist
Status
open
How to Apply
Multiple
Additional Notes
Preferences may be given to veterans, elderly, disabled, working families, or local residents.
Other Programs
1 programThese programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.
When the waitlist is open, income guidelines are posted, and preference is given to seniors, persons with disabilities, and working families.
Status History
Official Application
Apply directly through the official Housing Authority of the City of Mishawaka portal. Applications are free — never pay anyone to apply on your behalf.
Go to Official SiteWARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING
Contact Information
Important Notices
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Waiting lists can close without notice once a specific number of applications is reached.
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Ensure your contact information is always up to date with the PHA to avoid being removed from the list.
How to Apply at Housing Authority of the City of Mishawaka
Check Current Status
Housing Authority of the City of Mishawaka currently has 1 open waiting list (Public Housing). Application windows can close with little notice, so apply as soon as possible.
Gather Required Documents
For Section 8 voucher programs at Housing Authority of the City of Mishawaka, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $44,000/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.
Submit Your Application
Apply directly through the official Housing Authority of the City of Mishawaka portal. Applications are free — never pay anyone to apply on your behalf. If applying online, take a screenshot of your confirmation page for your records.
After You Apply
Once accepted onto the waiting list at Housing Authority of the City of Mishawaka, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Housing Authority of the City of Mishawaka manages approximately 649 assisted housing units (350 Section 8, 299 Public Housing), and wait times depend on turnover and demand in Mishawaka. You will be notified when your name reaches the top of the list for eligibility verification.
Programs at Housing Authority of the City of Mishawaka
Public Housing Public Housing open
Public Housing units at Housing Authority of the City of Mishawaka are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Housing Authority of the City of Mishawaka manages approximately 299 Public Housing units in Mishawaka. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.
HCV Housing Choice Voucher (Section 8) closed
The Housing Choice Voucher program at Housing Authority of the City of Mishawaka provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Mishawaka. This program serves approximately 350 households. Vouchers are portable — you can take them with you if you move to a different city or state.
Frequently Asked Questions
Is applying at Housing Authority of the City of Mishawaka free?
How long is the wait at Housing Authority of the City of Mishawaka?
Can I apply to other housing authorities while on this waitlist?
How do I contact Housing Authority of the City of Mishawaka?
What are the income limits for Housing Authority of the City of Mishawaka?
Housing Authority of the City of Mishawaka Income Limits
Income limits for programs at the Housing Authority of the City of Mishawaka are based on the Area Median Income (AMI) for South Bend-Mishawaka, IN HUD Metro FMR Area. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $44,000. Limits are set annually by HUD and vary by household size.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $18,500 | $30,800 | $49,300 |
| 2 Persons | $21,150 | $35,200 | $56,350 |
| 3 Persons | $26,650 | $39,600 | $63,400 |
| 4 Persons | $32,150 | $44,000 | $70,400 |
| 5 Persons | $37,650 | $47,550 | $76,050 |
| 6 Persons | $43,150 | $51,050 | $81,700 |
| 7 Persons | $48,650 | $54,600 | $87,300 |
| 8 Persons | $54,150 | $58,100 | $92,950 |
What do these income limits mean?
Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.
Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.
Nearby Housing Authorities
Applying to multiple housing authorities increases your chances of receiving assistance. These PHAs are closest to Housing Authority of the City of Mishawaka — including across state lines.