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About St. Joseph County Housing Authority
The St. Joseph County Housing Authority, located in North Liberty, St. Joseph County, Indiana (PHA Code: IN100), administers federal housing assistance programs for eligible low-income families.
The authority manages approximately 243 Housing Choice Vouchers (HCV). These vouchers help families secure affordable housing in the private market. Currently, all waiting lists for the Housing Choice Voucher program are closed, and the authority is not accepting new applications.
For context, the Very Low Income limit for a family of four in the South Bend-Mishawaka, IN HUD Metro FMR Area is $44,000 per year. Prospective applicants should monitor official announcements from the authority for any updates regarding future waiting list openings, as eligibility requirements and income limits are subject to federal guidelines.
Other Programs
1 programThese programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.
The SJCHA waiting list is closed. Selection is based on a system for preference and lottery. 500 applications will be chosen through a lottery system. Preferences include Jurisdictional, Residency, Disability, Elderly, and Veteran's. The voucher is good for the RURAL parts of St. Joseph County, outside the city limits of South Bend and Mishawaka. Voucher holders must lease up and live in the jurisdiction for the first year.
Official Application
Contact St. Joseph County Housing Authority directly at (574) 656-3545 to request an application. Applications are always free — never pay anyone to apply on your behalf.
Contact the housing authority directly for application information.
WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING
Contact Information
Important Notices
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Waiting lists can close without notice once a specific number of applications is reached.
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Ensure your contact information is always up to date with the PHA to avoid being removed from the list.
How to Apply at St. Joseph County Housing Authority
Check Current Status
All 1 waiting list at St. Joseph County Housing Authority are currently closed. Lists typically open with short notice — sometimes as little as 48 hours. The status at the top of this page is updated nightly.
Gather Required Documents
For Section 8 voucher programs at St. Joseph County Housing Authority, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $44,000/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.
Submit Your Application
Contact St. Joseph County Housing Authority directly at (574) 656-3545 to request an application. Applications are always free — never pay anyone to apply on your behalf.
After You Apply
Once accepted onto the waiting list at St. Joseph County Housing Authority, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. St. Joseph County Housing Authority manages approximately 243 assisted housing units (243 Section 8), and wait times depend on turnover and demand in North Liberty. You will be notified when your name reaches the top of the list for eligibility verification.
Programs at St. Joseph County Housing Authority
HCV Housing Choice Voucher (Section 8) closed
The Housing Choice Voucher program at St. Joseph County Housing Authority provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for North Liberty. This program serves approximately 243 households. Vouchers are portable — you can take them with you if you move to a different city or state.
Frequently Asked Questions
Is applying at St. Joseph County Housing Authority free?
How long is the wait at St. Joseph County Housing Authority?
Can I apply to other housing authorities while on this waitlist?
How do I contact St. Joseph County Housing Authority?
What are the income limits for St. Joseph County Housing Authority?
St. Joseph County Housing Authority Income Limits
Income limits for programs at the St. Joseph County Housing Authority are based on the Area Median Income (AMI) for South Bend-Mishawaka, IN HUD Metro FMR Area. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $44,000. Limits are set annually by HUD and vary by household size.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $18,500 | $30,800 | $49,300 |
| 2 Persons | $21,150 | $35,200 | $56,350 |
| 3 Persons | $26,650 | $39,600 | $63,400 |
| 4 Persons | $32,150 | $44,000 | $70,400 |
| 5 Persons | $37,650 | $47,550 | $76,050 |
| 6 Persons | $43,150 | $51,050 | $81,700 |
| 7 Persons | $48,650 | $54,600 | $87,300 |
| 8 Persons | $54,150 | $58,100 | $92,950 |
What do these income limits mean?
Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.
Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.
Nearby Housing Authorities
Applying to multiple housing authorities increases your chances of receiving assistance. These PHAs are closest to St. Joseph County Housing Authority — including across state lines.